3425 W 86th Ter, Hialeah, FL 33018 Property Records

Miami-Dade County property record for 3425 W 86th Ter, Hialeah, FL 33018

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,548 sqft · built 2015
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Individual Names on File
Last Sale	$765,000 (Jan 2025)
Tax Bill	$8,904 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2025 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`04-2021-029-2740`

Property Details

APN / Parcel Number

Primary APN	`04-2021-029-2740`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,548 sqft Living Area
Gross Area	3,025 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Concrete Block/Stucco
Roof Type	Rigid Frame Bar Joist
Roof Material	Other
Lot Area	4,000 sqft (0.092 acres)
Patio Area	30 sqft

Location & Zoning

Street Address	3425 W 86TH TER
City	HIALEAH
State	FL
Zip	33018-1895
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8000
Legal Description	BELLAGIO PB 169-094T-23371 LOT15 BLK 21 LOT SIZE 4000 SF M/L FAU 04 2021 001 0090 & 0340 THRU 0370 & 0400 & 0440 THRU 0471
Legal Range	40E
Legal Township	52S
Legal Section	21
Legal Subdivision	BELLAGIO
Legal Block	21
Legal Lot Number	15
Jurisdiction	DADE FL
Township / Civil Division	HIALEAH
Census Block Group	1
Census Block	1026
Census Tract	12701

Owner

3425 W 86th Ter is owned and occupied by two individuals who acquired it in August 2025.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3425 W 86TH TER, HIALEAH, FL 33018-1895
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · VA Mortgage E MORTGAGE CAPITAL INC
Aug 25, 2025	Intrafamily Transfer, Transfer
Jan 16, 2025	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2025 · Amount on File
Deed Sale	Jan 16, 2025 · Amount on File
Prior Sale	Sep 18, 2015 · Amount on File
Deed Document Number	202540076
Deed Book / Page	34580 / 1296
Last Transfer Date	Aug 22, 2025
Transfer Doc	0000648540
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	3425 W 86TH TER, HIALEAH, FL 33018-1895
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3425 W 86TH TER, HIALEAH, FL 33018-1895

Mortgage

Document Number	0000885789
Date	Dec 1, 2025
Book Page	35049/3961
Instrument	2025R0885789

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92704

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DADE FL
Recording Date	Aug 25, 2025
Property Address	3425 W 86TH TER, HIALEAH, FL 33018-1895
Document Number	0000648540
Book / Page	34911 / 2817
Map Reference	MB 169 PG 94
Instrument Date	Aug 22, 2025
Instrument	2025R0648540
Transaction Type	Transfer
Record Updated	Feb 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3425 W 86TH TER, HIALEAH, FL 33018-1895

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3425 W 86TH TER, HIALEAH, FL 33018-1895

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jan 16, 2025
Property Address	3425 W 86TH TER, HIALEAH, FL 33018-1895
Document Number	0000040076
Book / Page	34580 / 1296
Map Reference	MB 169 PG 94
Instrument Date	Jan 7, 2025
Instrument	2025R0040076
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	JURIS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3352 CHARLOTTE AVE, ROSEMEAD, CA 91770-2508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3425 W 86TH TER, HIALEAH, FL 33018-1895

Mortgage

Document Number	0000001411
Date	Jan 16, 2025
Instrument	34580/1411

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 3425 W 86th Ter was $8,904.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Hialeah City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,904.00	$365,719	$558,991 Land $176,000 Building $382,991
2023	$8,566.00 (+3.01%) Homeowner's exemption	$345,062 (+3%)	$495,025 (+7.2%) Land $166,000 Building $329,025
2022	$8,316.00 Homeowner's exemption	$335,012	$461,791 Land $88,000 Building $373,791

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3425 W 86th Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 2,372 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2,372 in force
Nearby Flood Claims	10 (2017–2025)
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3425 W 86th Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HIALEAH serves 238,000 people · EPA ID FL4130604
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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