3428 E Merlot St, Gilbert, AZ 85298 Property Records

Maricopa County property record for 3428 E Merlot St, Gilbert, AZ 85298

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,340 sqft · built 2007
Lot Size	0.138 acres (6,048 sqft)
Owner	Trust Name on File
Last Sale	$387,000 (Feb 2020)
Tax Bill	$2,697 (2025)
Deeds & Mortgages	Mar 2024 Transfer Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`313-07-304`

Property Details

APN / Parcel Number

Primary APN	`313-07-304`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,340 sqft Living Area
1st Floor Area	1,166 sqft
2nd Floor Area	1,174 sqft

Exterior

Year Built	Built 2007
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,048 sqft (0.138 acres)
Parking Spaces	3 Parking Spaces
Pool Area	340 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3428 E MERLOT ST
City	GILBERT
State	AZ
Zip	85298-9082
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	SEVILLE PARCEL 23 MCR 688-22
Legal Range	06E
Legal Township	02S
Legal Section	26
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Subdivision	SEVILLE PARCEL 23
Legal Lot Number	104
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2006
Census Tract	816402

Owner

3428 E Merlot St is owner-occupied and held in a trust since March 2024.

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Co-owner	2 Co-owners on File
Mailing Address	3428 E MERLOT ST, GILBERT, AZ 85298-9082
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Intrafamily Transfer, Transfer
Aug 18, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Nov 9, 2020	Deed of Trust, Mortgage · VA Mortgage ON Q FINANCIAL INC
Feb 28, 2020	Warranty Deed, Transfer · VA Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Feb 28, 2020 · Amount on File
Deed Sale	Feb 28, 2020 · Amount on File
Prior Sale	Feb 28, 2020 · Amount on File
Deed Document Number	0000174440
Last Transfer Date	Mar 5, 2024
Transfer Doc	0000112439
Record Updated	Jun 8, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 5, 2024
Property Address	3428 E MERLOT ST, GILBERT, AZ 85298-9082
Document Number	0000112439
Map Reference	MB 688 PG 22
Instrument Date	Mar 1, 2024
Instrument	20240112439
Transaction Type	Transfer
Record Updated	Mar 13, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3428 E MERLOT ST, GILBERT, AZ 85298-9082

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3428 E MERLOT ST, GILBERT, AZ 85298-9082

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3428 E MERLOT ST, GILBERT, AZ 85298-9082
Transaction Type	Mortgage
Record Updated	Aug 26, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3428 E MERLOT ST, GILBERT, AZ 85298-9082

Mortgage

Document Number	0000892385
Date	Aug 18, 2021
Instrument	20210892385

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3428 E MERLOT ST, GILBERT, AZ 85298-9082
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DHI TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3428 E MERLOT ST, GILBERT, AZ 85298-9082

Mortgage

Document Number	0001090952
Date	Nov 9, 2020
Instrument	20201090952

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 28, 2020
Property Address	3428 E MERLOT ST, GILBERT, AZ 85298-9082
Document Number	0000174440
Map Reference	MB 688 PG 22
Instrument Date	Feb 21, 2020
Instrument	20200174440
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	EQUITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3428 E MERLOT ST, 3428, GILBERT, AZ 85298-9082

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3428 E MERLOT ST, GILBERT, AZ 85298-9082

Mortgage

Document Number	0000174441
Date	Feb 28, 2020
Instrument	20200174441

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3428 E Merlot St was $2,697.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,150	$491,500 Land $98,300 Building $393,200
2025	$2,697.00
2024		$51,110	$511,100 Land $102,200 Building $408,900
2023	$2,606.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3428 E Merlot St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3428 E Merlot St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.3% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink DSL	140 / 20

May also be available: Verizon.

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