3438 E Merlot St, Gilbert, AZ 85298 Property Records

Maricopa County property record for 3438 E Merlot St, Gilbert, AZ 85298

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,340 sqft · built 2006
Lot Size	0.138 acres (6,024 sqft)
Owner	Company Name on Record
Tax Bill	$3,192 (2025)
Deeds & Mortgages	Mar 2023 Sale Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`313-07-305`

Property Details

APN / Parcel Number

Primary APN	`313-07-305`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,340 sqft Living Area
1st Floor Area	1,166 sqft
2nd Floor Area	1,174 sqft

Exterior

Year Built	Built 2006
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,024 sqft (0.138 acres)
Parking Spaces	3 Parking Spaces
Pool Area	282 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3438 E MERLOT ST
City	GILBERT
State	AZ
Zip	85298-9082
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	SEVILLE PARCEL 23 MCR 688-22
Legal Range	06E
Legal Township	02S
Legal Section	26
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Subdivision	SEVILLE PARCEL 23
Legal Lot Number	105
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2006
Census Tract	816402

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3438 E MERLOT ST, GILBERT, AZ 85298-9082
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Warranty Deed, Transfer
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Apr 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2023
Deed Sale	Mar 28, 2023
Prior Sale	Apr 30, 2020
Deed Document Number	20230154318
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 28, 2023
Property Address	3438 E MERLOT ST, GILBERT, AZ 85298-9082
Document Number	0000154318
Map Reference	MB 688 PG 22
Instrument Date	Mar 26, 2023
Instrument	20230154318
Transaction Type	Transfer
Record Updated	Apr 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3438 E MERLOT ST, GILBERT, AZ 85298-9082
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST ARIZONA TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4040 S MINGUS DR, CHANDLER, AZ 85249-5535

Mortgage

Document Number	0000977418
Date	Oct 13, 2020
Instrument	20200977418

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Apr 30, 2020
Property Address	3438 E MERLOT ST, GILBERT, AZ 85298-9082
Document Number	0000372516
Map Reference	MB 688 PG 22
Instrument Date	Mar 26, 2020
Instrument	20200372516
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	GREYSTONE TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4040 S MJNGUS DRIVE, CHANDLER, AZ 85249-5535

Mortgage

Document Number	0000372517
Date	Apr 30, 2020
Instrument	20200372517

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,980 (-3.64%)	$489,800 (-3.64%) Land $97,900 Building $391,900
2025	$3,192.00 (+3.57%)
2024		$50,830	$508,300 Land $101,600 Building $406,700
2023	$3,082.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.3% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink DSL	140 / 20

May also be available: Verizon.

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