3405 E Merlot St, Gilbert, AZ 85298 Property Records

Maricopa County property record for 3405 E Merlot St, Gilbert, AZ 85298

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,340 sqft · built 2007
Lot Size	0.139 acres (6,050 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Aug 2019)
Tax Bill	$2,576 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`313-07-309`

Property Details

APN / Parcel Number

Primary APN	`313-07-309`
Alternative APN	`313073097`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,340 sqft Living Area
Gross Area	2,500 sqft
1st Floor Area	1,166 sqft
2nd Floor Area	1,174 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,050 sqft (0.139 acres)
Parking Spaces	3 Parking Spaces
Pool Area	392 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	3405 E MERLOT ST
City	GILBERT
State	AZ
Zip	85298-9085
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	SEVILLE PARCEL 23 MCR 688-22
Legal Range	6E
Legal Township	2S
Legal Section	26
Legal Subdivision	SEVILLE PARCEL 23
Legal Lot Number	109
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2009
Census Tract	816402

Owner

3405 E Merlot St is owned and occupied by two individuals who acquired it in November 2020.

Source: Maricopa County records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3405 E MERLOT ST, GILBERT, AZ 85298-9085
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Aug 20, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2019 · Amount on File
Deed Sale	Aug 20, 2019 · Amount on File
Prior Sale	Sep 2, 2016 · Amount on File
Deed Document Number	2019643844
Last Transfer Date	Nov 2, 2020
Transfer Doc	0001081641
Record Updated	Oct 29, 2026

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Nov 6, 2020
Property Address	3405 E MERLOT ST, GILBERT, AZ 85298-9085
Document Number	0001081641
Map Reference	MB 688 PG 22
Instrument Date	Nov 2, 2020
Instrument	20201081641
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3405 E MERLOT ST, GILBERT, AZ 85298-9085

Mortgage

Document Number	0001081642
Date	Nov 6, 2020
Instrument	20201081642

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 20, 2019
Property Address	3405 E MERLOT ST, GILBERT, AZ 85298-9085
Document Number	0000643844
Map Reference	MB 608 PG 22
Instrument Date	Aug 20, 2019
Instrument	20190643844
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIDELITY NATL TTL AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3405 E MERLOT ST, 3405, GILBERT, AZ 85298-9085

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3405 E MERLOT ST, GILBERT, AZ 85298-9085

Mortgage

Document Number	0000643845
Date	Aug 20, 2019
Instrument	20190643845

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3405 E Merlot St was $2,576.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,420 (+51.33%)	$494,200 (+3.37%) Land $98,800 Building $395,400
2025	$2,576.00	$32,657 (-36.48%)	$478,100 (-7%) Land $95,600 Building $382,500
2024		$51,410	$514,100 Land $102,800 Building $411,300
2023	$2,489.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3405 E Merlot St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3405 E Merlot St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.3% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink DSL	140 / 20

May also be available: Verizon.

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