3428 E Cortez St, Phoenix, AZ 85028 Property Records

Maricopa County property record for 3428 E Cortez St, Phoenix, AZ 85028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,827 sqft · built 1971
Lot Size	0.182 acres (7,929 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (May 2017)
Tax Bill	$1,656 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`166-33-147`

Property Details

APN / Parcel Number

Primary APN	`166-33-147`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,827 sqft Living Area
Gross Area	2,157 sqft
1st Floor Area	1,827 sqft

Exterior

Year Built	Built 1971
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	7,929 sqft (0.182 acres)
Parking Spaces	2 Parking Spaces
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3428 E CORTEZ ST
City	PHOENIX
State	AZ
Zip	85028-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	CACTUS PARK 2
Legal Range	03E
Legal Township	03N
Legal Section	24
Legal Quarter	NW
Quarter-Quarter Section	SE
Legal Subdivision	CACTUS PARK UNIT 2
Legal Lot Number	75
Legal Unit	2
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	4
Census Block	4006
Census Tract	104900

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3428 E CORTEZ ST, PHOENIX, AZ 85028-2026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
May 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
May 19, 2017	Warranty Deed, Transfer · Conventional Mortgage EMPIRE WEST TITLE AGENCY
Feb 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage ERNESTO A CERVANTES-ROCHA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2017 · Amount on Record
Deed Sale	May 19, 2017 · Amount on Record
Prior Sale	May 19, 2017 · Amount on Record
Deed Document Number	0000365381
Last Transfer Date	May 29, 2020
Transfer Doc	0000464987
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3428 E CORTEZ ST, PHOENIX, AZ 85028-2026
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3428 E CORTEZ ST, PHOENIX, AZ 85028-2026

Mortgage

Document Number	0000112784
Date	Feb 1, 2021
Instrument	20210112784

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	May 29, 2020
Property Address	3428 E CORTEZ ST, PHOENIX, AZ 85028-2026
Document Number	0000464987
Map Reference	MB 131 PG 48
Instrument Date	May 22, 2020
Instrument	20200464987
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	AMERICAN TITLE SVC AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3428 E CORTEZ ST, PHOENIX, AZ 85028-2026

Mortgage

Document Number	0000464988
Date	May 29, 2020
Instrument	20200464988

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 19, 2017
Property Address	3428 E CORTEZ ST, PHOENIX, AZ 85028-2026
Document Number	0000365381
Map Reference	MB 131 PG 48
Instrument Date	May 3, 2017
Instrument	2017-0365381
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	EMPIRE WEST TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9709 W RIVERSIDE AVE, 9709, TOLLESON, AZ 85353-8581

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4022 E MELINDA LANE, SCOTTSDALE, AZ 85250

Mortgage

Document Number	, 2017-0365382
Date	May 19, 2017
Instrument	2017-0365382

Lender

Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3428 E CORTEZ ST, PHOENIX, AZ 85028-2026
Document Number	0000139593
Instrument Date	Feb 27, 2017
Transaction Type	Mortgage
Record Updated	Mar 7, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2632 S 83RD AVE #100-466 PHOENIX AZ 850437206, 100-46, PHOENIX, AZ 85043-7206

Mortgage

Document Number	0000139593
Date	Feb 27, 2017
Instrument	139593

Lender

Name	ERNESTO A CERVANTES-ROCHA
Address	6207 W BRITTON AVE, PHOENIX, AZ 85033-4608

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,980 (+3.56%)	$459,800 (+3.56%) Land $91,900 Building $367,900
2025	$1,656.00 (+5.01%)
2024		$44,400	$444,000 Land $88,800 Building $355,200
2023	$1,577.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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