3440 E Cortez St, Phoenix, AZ 85028 Property Records

Maricopa County property record for 3440 E Cortez St, Phoenix, AZ 85028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,655 sqft · built 1971
Lot Size	0.192 acres (8,347 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Apr 2026)
Tax Bill	$1,552 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`166-33-149`

Property Details

APN / Parcel Number

Primary APN	`166-33-149`
Alternative APN	`166331490`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,655 sqft Living Area
Gross Area	1,895 sqft
1st Floor Area	1,655 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	8,347 sqft (0.192 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3440 E CORTEZ ST
City	PHOENIX
State	AZ
Zip	85028-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	CACTUS PARK UNIT 2 MCR 131-48
Legal Range	3E
Legal Township	3N
Legal Section	24
Legal Subdivision	CACTUS PARK UNIT 2
Legal Lot Number	77
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	4
Census Block	4006
Census Tract	104900

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3440 E CORTEZ ST, PHOENIX, AZ 85028-2026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 21, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Dec 22, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jul 27, 2020	Deed of Trust, Mortgage JAMES F POWELL
Jul 16, 2020	Warranty Deed, Transfer CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGCY/AZ

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2026 · Amount on Record
Deed Sale	Apr 21, 2026 · Amount on Record
Prior Sale	Dec 22, 2020 · Amount on Record
Deed Document Number	2026237011
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3440 E CORTEZ ST, PHOENIX, AZ 85028-2026
Transaction Type	Mortgage
Record Updated	Apr 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3440 E CORTEZ ST, PHOENIX, AZ 85028-2026

Mortgage

Document Number	0001011284
Date	Sep 20, 2021
Instrument	20211011284

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 21, 2026
Property Address	3440 E CORTEZ ST, PHOENIX, AZ 85028-2026
Document Number	0000237011
Instrument Date	Mar 23, 2026
Instrument	2026.237011
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	CLEAR TITLE AGENCY OF ARIZONA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3440 E CORTEZ ST, PHOENIX, AZ 85028-2026

Mortgage

Document Number	0000237012,
Date	Apr 21, 2026
Instrument	2026..237012

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 22, 2020
Property Address	3440 E CORTEZ ST, PHOENIX, AZ 85028-2026
Document Number	0001263168
Map Reference	MB 131 PG 48
Instrument Date	Dec 16, 2020
Instrument	20201263168
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 21, 2021
Title Company	SECURITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3837 E POINSETTIA DR, 3837, PHOENIX, AZ 85028-1435

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3440 E CORTEZ ST, PHOENIX, AZ 85028-2026

Mortgage

Document Number	0001263169
Date	Dec 22, 2020
Instrument	20201263169

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3440 E CORTEZ ST, PHOENIX, AZ 85028-2026
Document Number	0000751212
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGCY/AZ

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3837 E POINSETTIA DR PHOENIX AZ 850281435, PHOENIX, AZ 85028-1435

Mortgage

Document Number	0000751212
Date	Aug 17, 2020
Instrument	751212

Lender

Name	JAMES F POWELL
Address	23 HIGH MEADOW RD, FEEDING HILLS, MA 01030-1248

Agreement

Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 16, 2020
Property Address	3440 E CORTEZ ST, PHOENIX, AZ 85028-2026
Document Number	0000634398
Instrument Date	Jul 13, 2020
Instrument	634398
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGCY/AZ

Transaction

Amount	Amount Recorded
Tax	$320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3837 E POINSETTIA DR PHOENIX AZ 850281435, PHOENIX, AZ 85028-1435

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,550 (+148.47%)	$445,500 (+4.58%) Land $89,100 Building $356,400
2025	$1,552.00 (+5.01%)	$17,930 (-58.3%)	$426,000 (-0.93%) Land $85,200 Building $340,800
2024		$43,000 (+23%)	$430,000 (+23%) Land $86,000 Building $344,000
2023	$1,478.00 (+0.96%)	$34,960 Land $6,990 Building $27,970	$349,600 Land $69,900 Building $279,700
2022	$1,464.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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