3422 E Cortez St, Phoenix, AZ 85028 Property Records

Maricopa County property record for 3422 E Cortez St, Phoenix, AZ 85028

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,590 sqft · built 1971
Lot Size0.183 acres (7,974 sqft)
OwnerIndividual Name on File
Last Sale$315,000 (Apr 2019)
Tax Bill$1,878 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Sep 2021 Mortgage
+ 4 more
Flood ZoneZone X (moderate risk)
APN166-33-146

Property Details

APN / Parcel Number

Primary APN166-33-146

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,590 sqft Living Area
Gross Area1,818 sqft
1st Floor Area1,590 sqft

Exterior

Year BuiltBuilt 1971
Exterior MaterialBlock
Construction TypeConcrete Block
Roof MaterialAsphalt
Lot Area7,974 sqft (0.183 acres)
Garage TypeMixed
Parking Spaces3 Parking Spaces
Pool Area972 sqft
Patio Area156 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address3422 E CORTEZ ST
CityPHOENIX
StateAZ
Zip85028-2026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal DescriptionCACTUS PARK 2
Legal Range03E
Legal Township03N
Legal Section24
Legal QuarterNW
Quarter-Quarter SectionSE
Legal SubdivisionCACTUS PARK UNIT 2
Legal Lot Number74
Legal Unit2
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group4
Census Block4006
Census Tract104900

Owner

Source: Maricopa County records · APN 166-33-146

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3422 E CORTEZ ST, PHOENIX, AZ 85028-2026
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2022Deed of Trust, Mortgage · Line of Credit
DESERT FINANCIAL CU
Sep 07, 2021Deed of Trust, Mortgage · VA Mortgage
ACADEMY MORTGAGE CORP
Mar 24, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Dec 17, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Apr 26, 2019Warranty Deed, Transfer · VA Mortgage
ACADEMY MORTGAGE CORP
Mar 01, 2018Quit Claim Deed, Transfer · Line of Credit
TRUWEST CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 26, 2019 · Amount on Record
Deed SaleApr 26, 2019 · Amount on Record
Prior SaleMar 01, 2018
Deed Document Number20190297485
Record UpdatedJun 08, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3422 E CORTEZ ST, PHOENIX, AZ 85028-2026
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3422 E CORTEZ ST, PHOENIX, AZ 85028-2026

Mortgage

Document Number0000587318
DateJul 21, 2022
Instrument20220587318
Lender
NameDESERT FINANCIAL CU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 20, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3422 E CORTEZ ST, PHOENIX, AZ 85028-2026
Transaction TypeMortgage
Record UpdatedSep 15, 2021
Title CompanyMAGNUS TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3422 E CORTEZ ST, PHOENIX, AZ 85028-2026

Mortgage

Document Number0000964311
DateSep 07, 2021
Instrument20210964311
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3422 E CORTEZ ST, PHOENIX, AZ 85028-2026
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000251194
DateMar 24, 2020
Instrument20200251194
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term351 Months
DueJun 01, 2049

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3422 E CORTEZ ST, PHOENIX, AZ 85028-2026
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3422 E CORTEZ ST, PHOENIX, AZ 85028-2026

Mortgage

Document Number0001245476
DateDec 17, 2020
Instrument20201245476
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term343 Months
DueJul 01, 2049

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateApr 26, 2019
Property Address3422 E CORTEZ ST, PHOENIX, AZ 85028-2026
Document Number0000297485
Map ReferenceMB 131 PG 48
Instrument DateApr 17, 2019
Instrument20190297485
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyMAGNUS TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3422 E CORTEZ ST, 3422, PHOENIX, AZ 85028-2026

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3422 E CORTEZ ST, PHOENIX, AZ 85028-2026

Mortgage

Document Number0000297486
DateApr 26, 2019
Instrument20190297486
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2049

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARICOPA AZ
Recording DateMar 01, 2018
Property Address3422 E CORTEZ ST, PHOENIX, AZ 85028-2026
Document Number0000156733
Instrument DateFeb 22, 2018
Instrument156733
Transaction TypeTransfer
Record UpdatedJan 21, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3422 E CORTEZ ST PHOENIX AZ 850282026, PHOENIX, AZ 85028-2026

Mortgage

Document Number156734
DateMar 01, 2018
Instrument156734
Lender
NameTRUWEST CU
TypeCredit Union
AddressTEMPE, AZ 85281
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 29, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictParadise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$44,560 (+3.68%)$445,600 (+3.68%) Land $89,100 Building $356,500
2025$1,878.00 (+5.03%)
2024$42,980$429,800 Land $85,900 Building $343,900
2023$1,788.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), as of October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
1,000 / 35
Lumen Technologies
DSL · Fiber in parts of the area
140 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 538 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system AZ0407025, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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