3427 E Yearling Rd, Chattaroy, WA 99003 Property Records

Spokane County property record for 3427 E Yearling Rd, Chattaroy, WA 99003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,375 sqft · built 2023
Lot Size	0.407 acres (17,742 sqft)
Owner	2 Individual Names on File
Last Sale	$699,000 (Dec 2024)
Tax Bill	$5,336 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38273.0702`

Property Details

APN / Parcel Number

Primary APN	`38273.0702`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	2,375 sqft Living Area
Gross Area	3,216 sqft
1st Floor Area	2,375 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,742 sqft (0.407 acres)
Garage Type	Attached
Garage Area	841 sqft
Parking Spaces	3 Parking Spaces
Patio Area	99 sqft
Canopy	302 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3427 E YEARLING RD
City	CHATTAROY
State	WA
Zip	99003-5185
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAC
Legal Description	27-28-43: THE ESTATES OF CHATTAROY LOT 2 BLOCK 2 (AFN 6984951)
Legal Range	43
Legal Township	28
Legal Section	27
Legal Subdivision	THE ESTATES OF CHATTAROY
Legal Block	2
Legal Lot Number	2
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	1
Census Block	1027
Census Tract	10305

Owner

3427 E Yearling Rd is owned and occupied by two individuals who bought it in December 2024.

Source: Spokane County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3427 E YEARLING RD, CHATTAROY, WA 99003-5185
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST BANK
Feb 1, 2022	Warranty Deed, Transfer · Loan Assumption MOUNTAIN WEST BANK
Feb 1, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2024 · Amount on File
Deed Sale	Dec 27, 2024 · Amount on File
Prior Sale	Feb 1, 2022 · Amount on File
Deed Document Number	20247391292
Prior Transfer Date	Jan 10, 2022
Prior Transfer Doc	0007177055
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3427 E YEARLING RD, CHATTAROY, WA 99003-5185
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 E HANDY RD, COLBERT, WA 99005-9225

Mortgage

Document Number	0007292891
Date	Jun 28, 2023
Instrument	7292891

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	COEUR D ALENE, ID 83814

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 1, 2022
Property Address	3427 E YEARLING RD, CHATTAROY, WA 99003-5185
Document Number	0007177053
Map Reference	VOL 42 PG 45&46
Instrument Date	Jan 10, 2022
Instrument	7177053
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,413.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2140, DEER PARK, WA 99006-2140

Mortgage

Document Number	0007177054
Date	Feb 1, 2022
Instrument	7177054

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Loan Assumption
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	10.2%
Index	10-Year TN
Max Rate	1.52%

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Feb 1, 2022
Property Address	3427 E YEARLING RD, CHATTAROY, WA 99003-5185
Document Number	0007177055
Map Reference	VOL 42 PG 45&46
Instrument Date	Jan 10, 2022
Instrument	7177055
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2140, DEER PARK, WA 99006-2140

Mortgage

Document Number	0007177056
Date	Feb 1, 2022
Instrument	7177056

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 10, 2027
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	10.2%
Index	5-Year CMT
Max Rate	12.5%

Tax Assessment & Valuation

The 2026 property tax bill for 3427 E Yearling Rd was $5,336, up 1.2% from the year before.

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,336.00 (+1.21%)	$668,900 Land $120,000 Building $548,900	$668,900 Land $120,000 Building $548,900
2025	$5,272.00
2024		$90,000 (+28.57%) Land $90,000	$90,000 (+28.57%) Land $90,000
2023	$730.00 (+7.04%)	$70,000 Land $70,000	$70,000 Land $70,000
2022	$682.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3427 E Yearling Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, Landslides, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3427 E Yearling Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 66% of Washington
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ardent Networks Fixed Wireless · not low latency	250 / 50
Wind Wireless Fixed Wireless	100 / 20
CenturyLink DSL	100 / 10
Wired or Wireless Fixed Wireless · not low latency	30 / 10
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3
Ziply Fiber Fixed Wireless	10 / 1

May also be available: Xfinity.

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