Spokane County property record for 3405 E Yearling Rd, Chattaroy, WA 99003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,043 sqft · built 2022 |
| Lot Size | 0.499 acres (21,735 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $635,000 (Aug 2026) |
| Tax Bill | $4,457 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 38273.1201 |
| Primary APN | 38273.1201 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 2,043 sqft Living Area |
| Gross Area | 2,764 sqft |
| 1st Floor Area | 2,043 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,735 sqft (0.499 acres) |
| Garage Type | Attached |
| Garage Area | 721 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 148 sqft |
| Canopy | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3405 E YEARLING RD |
|---|---|
| City | CHATTAROY |
| State | WA |
| Zip | 99003-5185 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAC |
| Legal Description | 27-28-43: THE ESTATES AT CHATTAROY, 1ST ADDITION LOT 1 BLOCK 3 (AFN 7121526) |
| Legal Subdivision | THE ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | DEER PARK |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 10305 |
3405 E Yearling Rd is owned by two individuals who bought it in August 2026.
Source: Spokane County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14606 N FAIRVIEW DR, MEAD, WA 99021-9000 |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2026 · Amount on File |
| Deed Sale | Aug 14, 2026 · Amount on File |
| Deed Document Number | 20267508758 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Aug 14, 2026 |
| Property Address | 3405 E YEARLING RD, CHATTAROY, WA 99003-5185 |
| Document Number | 0007508758 |
| Instrument Date | Aug 13, 2026 |
| Instrument | 20267508758 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,046,663.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14606 N FAIRVIEW DR, MEAD, WA 99021-9000 |
| Investor | Possibly a Property Investor |
| Document Number | 0007508759, |
|---|---|
| Date | Aug 14, 2026 |
| Instrument | 20267508759 |
| Name | DIRECTORS MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 3405 E Yearling Rd was $4,457, down 5.2% from the year before.
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | Riverside School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,457.00 (-5.19%) | $571,100 (+0.74%) Land $120,000 Building $451,100 | $571,100 (+0.74%) Land $120,000 Building $451,100 |
| 2025 | $4,701.00 | $566,900 (+11.09%) Land $98,000 Building $468,900 | $566,900 (+11.09%) Land $98,000 Building $468,900 |
| 2024 | $510,300 (+7,19%) Land $90,000 Building $420,300 | $510,300 (+7,19%) Land $90,000 Building $420,300 | |
| 2023 | $3,976.00 (+3,876%) | $7,000 Land $7,000 | $7,000 Land $7,000 |
| 2022 | $100.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3405 E Yearling Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, Landslides, Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3405 E Yearling Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 66% of Washington |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2021 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Ardent Networks Fixed Wireless · not low latency | 250 / 50 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| CenturyLink DSL | 100 / 10 |
| Wired or Wireless Fixed Wireless · not low latency | 30 / 10 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
| Ziply Fiber Fixed Wireless | 10 / 1 |
May also be available: Xfinity.
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