3409 E Yearling Rd, Chattaroy, WA 99003 Property Records

Spokane County property record for 3409 E Yearling Rd, Chattaroy, WA 99003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,964 sqft · built 2022
Lot Size	0.373 acres (16,255 sqft)
Owner	2 Company Names on Record
Last Sale	$642,000 (Apr 2026)
Tax Bill	$4,115 (2026)
Deeds & Mortgages	Apr 2026 Sale May 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`38273.0705`

Property Details

APN / Parcel Number

Primary APN	`38273.0705`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,964 sqft Living Area
Gross Area	3,285 sqft
1st Floor Area	1,964 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,255 sqft (0.373 acres)
Garage Type	Attached
Garage Area	1,321 sqft
Parking Spaces	5 Parking Spaces
Patio Area	168 sqft
Canopy	470 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3409 E YEARLING RD
City	CHATTAROY
State	WA
Zip	99003-5185
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAC
Legal Description	27-28-43: THE ESTATES OF CHATTAROY LOT 5 BLOCK 2 (AFN 6984951)
Legal Range	43
Legal Township	28
Legal Section	27
Legal Subdivision	THE ESTATES OF CHATTAROY
Legal Block	2
Legal Lot Number	5
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	1
Census Block	1027
Census Tract	10305

Owner

Source: Spokane County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	9550 TWIN CREEK LN, REDDING, CA 96003-8059
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
May 7, 2021	Warranty Deed, Construction Loan · Construction Mortgage BANNER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2026 · Amount on Record
Deed Sale	Apr 3, 2026 · Amount on Record
Prior Sale	May 7, 2021 · Amount on Record
Deed Document Number	20267480195
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 3, 2026
Property Address	3409 E YEARLING RD, CHATTAROY, WA 99003-5185
Document Number	0007480195
Instrument Date	Mar 30, 2026
Instrument	20267480195
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$1,059,247.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	9550 TWIN CREEK LN, REDDING, CA 96003-8059

May 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 7, 2021
Property Address	3409 E YEARLING RD, CHATTAROY, WA 99003-5185
Document Number	0007072208
Map Reference	VOL 42 PG 45&46
Instrument Date	May 3, 2021
Instrument	7072208
Transaction Type	Construction Loan
Record Updated	Oct 27, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$1,285.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 E YEARLING RD, CHATTAROY, WA 99003-5185

Mortgage

Document Number	0007072209
Date	May 7, 2021
Instrument	7072209

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,115.00 (-5.21%)	$576,700 (+10.29%) Land $120,000 Building $456,700	$576,700 (+10.29%) Land $120,000 Building $456,700
2025	$4,341.00 (+3.06%)	$522,900 (-3.33%) Land $98,000 Building $424,900	$522,900 (-3.33%) Land $98,000 Building $424,900
2024		$540,900 (+672.71%) Land $90,000 Building $450,900	$540,900 (+672.71%) Land $90,000 Building $450,900
2023	$4,212.00 (+517.6%)	$70,000 Land $70,000	$70,000 Land $70,000
2022	$682.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, Landslides, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 66% of Washington
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ardent Networks Fixed Wireless · not low latency	250 / 50
Wind Wireless Fixed Wireless	100 / 20
CenturyLink DSL	100 / 10
Wired or Wireless Fixed Wireless · not low latency	30 / 10
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3
Ziply Fiber Fixed Wireless	10 / 1

May also be available: Xfinity.

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