3411 Apple Ridge Rd, Ocoee, FL 34761 Property Records

Orange County property record for 3411 Apple Ridge Rd, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,779 sqft · built 2013
Lot Size	0.207 acres (9,005 sqft)
Owner	2 Company Names on Record
Last Sale	$290,000 (Nov 2013)
Tax Bill	$4,915 (2025)
Deeds & Mortgages	Jan 2026 Transfer Jul 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`32-21-28-0945-00-400`

Property Details

APN / Parcel Number

Primary APN	`32-21-28-0945-00-400`
Alternative APNs	`282132094500400` `214653` `218928` `223434`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,779 sqft Living Area
Gross Area	3,557 sqft
1st Floor Area	2,293 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,005 sqft (0.207 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	188 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3411 APPLE RIDGE RD
City	OCOEE
State	FL
Zip	34761-4488
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	BRYNMAR PHASE 1 78/38 LOT 40
Legal Range	28E
Legal Township	21S
Legal Section	32
Legal Subdivision	BRYNMAR PH 1
Legal Phase	1
Legal Tract	945
Legal Lot Number	40
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	2
Census Block	2060
Census Tract	17506

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3411 APPLE RIDGE RD, OCOEE, FL 34761-4488
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Oct 5, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 12, 2021	Deed of Trust, Mortgage · VA Mortgage HOMESIDE FIN'L
Apr 17, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Dec 22, 2017	Deed of Trust, Mortgage · VA Mortgage RESIDENTIAL MTG SVC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2013 · Amount on Record
Deed Sale	Nov 7, 2013 · Amount on Record
Deed Document Number	2013594083
Deed Book / Page	10661 / 2936
Last Transfer Date	Dec 31, 2025
Transfer Doc	0000023331
Record Updated	Jun 8, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Jan 13, 2026
Property Address	3411 APPLE RIDGE RD, OCOEE, FL 34761-4488
Document Number	0000023331
Map Reference	MB 78 PG 38-41
Instrument Date	Dec 31, 2025
Instrument	20260023331
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3411 APPLE RIDGE RD, OCOEE, FL 34761-4488

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3411 APPLE RIDGE RD, OCOEE, FL 34761-4488

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	3411 APPLE RIDGE RD, OCOEE, FL 34761-4488
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3411 APPLE RIDGE RD, OCOEE, FL 34761-4488

Mortgage

Document Number	0000422261
Date	Jul 27, 2023
Instrument	20230422261

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2043

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	3411 APPLE RIDGE RD, OCOEE, FL 34761-4488
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3411 APPIERIDGE RD, OCOEE, FL 34761-4488

Mortgage

Document Number	20210604542
Date	Oct 5, 2021
Instrument	20210604542

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	3411 APPLE RIDGE RD, OCOEE, FL 34761-4488
Document Number	0000054546
Instrument Date	Jan 12, 2021
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3411 APPLE RIDGE RD OCOEE FL 347614488, OCOEE, FL 34761-4488

Mortgage

Document Number	0000054546
Date	Jan 28, 2021
Instrument	54546

Lender

Name	HOMESIDE FIN'L
Address	COLUMBIA, MD 21044

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	3411 APPLE RIDGE RD, OCOEE, FL 34761-4488
Document Number	0000253652
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3411 APPLE RIDGE RD OCOEE FL 347614488, OCOEE, FL 34761-4488

Mortgage

Document Number	0000253652
Date	Apr 27, 2020
Instrument	253652

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	3411 APPLE RIDGE RD, OCOEE, FL 34761-4488
Document Number	0000018631
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 23, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3411 APPLE RIDGE RD OCOEE FL 347614488, OCOEE, FL 34761-4488

Mortgage

Document Number	0000018631
Date	Jan 9, 2018
Instrument	18631

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,082 (+2.7%)	$503,910 (-1.26%) Land $80,000 Building $423,910
2025	$4,915.00 (+7.53%) Homeowner's exemption	$292,193 (+5.99%)	$510,350 (+11.16%) Land $80,000 Building $430,350
2024	$4,571.00 (+3.42%)
2023	$4,420.00 (+3.17%) Homeowner's exemption	$275,687 (+3%)	$459,124 (+15.18%) Land $80,000 Building $379,124
2022	$4,284.00 Homeowner's exemption	$267,657	$398,626 Land $80,000 Building $318,626

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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