3419 S River Ter, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3419 S River Ter, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,360 sqft · built 1955
Lot Size	0.243 acres (10,600 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Mar 2023)
Tax Bill	$5,779 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-480-08977751`

Property Details

APN / Parcel Number

Primary APN	`01-480-08977751`
Alternative APNs	`1-480-08977751` `48008977751`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,360 sqft Living Area
1st Floor Area	1,360 sqft
Utility Area	112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,600 sqft (0.243 acres)
View / Lot	Waterfront

Exterior Amenities

Porch	Breezeway
Porch Area	60 sqft
Breezeway	Breezeway
Shed	1 Shed
Shed Area	160 sqft
Gazebo	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	48008977751
Street Address	3419 S RIVER TER
City	EDGEWATER
State	MD
Zip	21037-3236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 1 BK V SC 2 CAPE LOCH HAVEN
Legal Subdivision	CAPE LOCH HAVEN
Legal Block	V
Legal Lot Number	1
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1016
Census Tract	701202

Owner

3419 S River Ter is owned and occupied by an individual who bought it in March 2023.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	3419 S RIVER TER, EDGEWATER, MD 21037-3236
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2023 · Amount on File
Deed Sale	Mar 27, 2023 · Amount on File
Deed Book / Page	39546 / 32
Prior Transfer Date	Feb 17, 2023
Prior Transfer Doc	0395460046
Record Updated	Oct 29, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 27, 2023
Property Address	3419 S RIVER TER, EDGEWATER, MD 21037-3236
Document Number	0395460032
Book / Page	39546 / 32
Map Reference	MB 22 PG 15
Instrument Date	Feb 17, 2023
Transaction Type	Transfer
Record Updated	Apr 19, 2023
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3419 S RIVER TER, EDGEWATER, MD 21037-3236

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3419 SOUTH RIVER TER, EDGEWATER, MD 21037-3236

Mortgage

Document Number	0395460046
Date	Mar 27, 2023
Book Page	39546/46

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	MIDDLE RIVER, MD 21220

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 3419 S River Ter was $5,779, up 7.7% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$509,600 (+7.97%) Land $388,000 Building $121,600	$509,600 (-) Land $388,000 Building $121,600
2025	$5,779.00 (+7.74%)	$472,000	$509,600 Land $388,000 Building $121,600
2024	$5,364.00 (+23.79%)
2023	$4,333.00	$396,800 Land $304,800 Building $92,000	$396,800 Land $304,800 Building $92,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3419 S River Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 79 policies
Nearby Flood Policies	79 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3419 S River Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S River Ter

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