St. Clair County property record for 3424 Vincent Rd, Clyde, MI 48049
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,334 sqft · built 2018 |
| Lot Size | 23.4 acres (1,020,175 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Jun 2018) |
| Tax Bill | $6,449 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Oct 2019 Loan Modification + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-15-035-1001-000 |
| Primary APN | 74-15-035-1001-000 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,334 sqft Living Area |
| 1st Floor Area | 2,825 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 1,020,175 sqft (23.4 acres) |
| Garage Area | 705 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3424 VINCENT RD |
|---|---|
| City | CLYDE |
| State | MI |
| Zip | 48049-4441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | W 35 A OF N 1/3 OF NW 1/4 EXC THAT PART LYING W OF VINCENT ROAD EXC THAT PART S OF A LINE BEG S 0D 17M 12S W 579.96' & S 89D |
| Legal Range | 16E |
| Legal Township | 07N |
| Legal Section | 35 |
| Legal Subdivision | PONDEROSA ESTATES 3 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLYDE |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 633100 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3424 VINCENT RD, CLYDE, MI 48049-4441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 25, 2018 | Deed of Trust, Mortgage · ARM NORTHSTAR BANK |
| Oct 31, 2019 | Loan Modification, Mortgage NORTH STAR BK |
| Jul 11, 2023 | Intrafamily Transfer, Transfer |
| Jul 24, 2018 | Loan Modification, Mortgage · Line of Credit NORTH STAR BK |
| Jun 28, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2018 · Amount on Record |
| Deed Sale | Jun 28, 2018 · Amount on Record |
| Deed Document Number | 201814900 |
| Deed Book / Page | 4962 / 784 |
| Last Transfer Date | Aug 30, 2019 |
| Transfer Doc | 0005635946 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3424 VINCENT RD, CLYDE, MI 48049-4441 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0004970922 |
|---|---|
| Date | Jul 25, 2018 |
| Book Page | 4970/922 |
| Instrument | 2018016831 |
| Name | NORTHSTAR BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.75% |
| Index | 1-Year LIBOR |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3424 VINCENT RD, CLYDE, MI 48049-4441 |
| Document Number | 0051180815 |
| Instrument Date | Oct 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3424 VINCENT RD CLYDE MI 480494441, CLYDE, MI 48049-4441 |
| Document Number | 0051180815 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 005118/000815 |
| Name | NORTH STAR BK |
|---|---|
| Type | Bank |
| Address | BAD AXE, MI 48413 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 11, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 11, 2023 |
| Property Address | 3424 VINCENT RD, CLYDE, MI 48049-4441 |
| Document Number | 0005635946 |
| Book / Page | 5635 / 946 |
| Instrument Date | Oct 30, 2019 |
| Instrument | 2023012135 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3424 VINCENT RD, CLYDE, MI 48049-4441 |
| Name | Verified Name |
|---|---|
| Address | 3424 VINCENT RD, CLYDE, MI 48049-4441 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3424 VINCENT RD, CLYDE, MI 48049-4441 |
| Document Number | 0049710470 |
| Instrument Date | Jul 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Title Company | HURON TITLE |
| Name | Verified Name |
|---|---|
| Address | 3190 WHITTIER DR PORT HURON MI 480601751, PORT HURON, MI 48060-1751 |
| Document Number | 0049710470 |
|---|---|
| Date | Jul 25, 2018 |
| Book Page | 004971/000470 |
| Name | NORTH STAR BK |
|---|---|
| Type | Bank |
| Address | BAD AXE, MI 49413 |
| Type | Line of Credit |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 28, 2018 |
| Property Address | 3424 VINCENT RD, CLYDE, MI 48049-4441 |
| Document Number | 0004962784 |
| Book / Page | 4962 / 784 |
| Instrument Date | May 16, 2018 |
| Instrument | 2018014900 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,032.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26019 WOODVILLA PL, 26019, SOUTHFIELD, MI 48076-4733 |
| Name | Verified Name |
|---|---|
| Address | 3119 WESTCOTT DR, PORT HURON, MI 48060-1745 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clyde Township |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $280,600 (+2.22%) | $561,200 (+2.22%) | |
| 2025 | $6,449.00 (+4.78%) Homeowner's exemption | $274,500 (+18.93%) | |
| 2024 | $6,155.00 (+14.81%) | $549,000 (+18.93%) | |
| 2023 | $230,800 | ||
| 2022 | $5,361.00 | $461,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Fiber Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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