3388 Vincent Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 3388 Vincent Rd, Clyde, MI 48049

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,536 sqft
Lot Size0.48 acres (20,909 sqft)
Owner2 Individual Names on Record
Tax Bill$1,518 (2025)
Deeds & MortgagesMar 2020 Mortgage
Mar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN74-15-400-0005-000

Property Details

APN / Parcel Number

Primary APN74-15-400-0005-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,536 sqft Living Area
1st Floor Area1,536 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Lot Area20,909 sqft (0.48 acres)
Lot Dimensions200 ft deep x 105 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3388 VINCENT RD
CityCLYDE
StateMI
Zip48049-4437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 5 PLAT #1 OF THE PONDEROSA ESTATES. SEC 35 T7N R16E
Legal Range16E
Legal Township07N
Legal Section35
Legal SubdivisionTHE PONDEROSA ESTATES
Legal Lot Number5
Legal Unit5
JurisdictionSAINT CLAIR MI
Township / Civil DivisionCLYDE
Census Block Group3
Census Block3025
Census Tract633100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3388 VINCENT RD, CLYDE, MI 48049-4437
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Mar 8, 2017Quit Claim Deed, Transfer · FHA Mortgage
ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 7, 2020
Transfer Doc0000516744
Record UpdatedOct 29, 2026

March 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAINT CLAIR MI
Recording DateMar 25, 2020
Property Address3388 VINCENT RD, CLYDE, MI 48049-4437
Document Number0000516744
Book / Page5167 / 44
Map ReferenceLB 65 PG 2
Instrument DateFeb 7, 2020
Instrument2020007055
Transaction TypeTransfer
Record UpdatedFeb 11, 2022
Title CompanyEQUITY SETTLEMENT SVCS INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3388 VINCENT RD, CLYDE, MI 48049-4437

Mortgage

Document Number2020007056
DateMar 25, 2020
Instrument2020007056
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2050

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAINT CLAIR MI
Recording DateMar 8, 2017
Property Address3388 VINCENT RD, CLYDE, MI 48049-4437
Document Number004806/787
Book / Page4806 / 787
Map ReferenceDD 3416 PG 462
Instrument DateFeb 28, 2017
Instrument2017005869
Transaction TypeTransfer
Record UpdatedFeb 11, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3388 VINCENT RD, 3388, CLYDE, MI 48049-4437

Transferred To (Grantee/Buyer)

NameVerified Name
Address3388 VINCENT RD, CLYDE, MI 48049-4437

Mortgage

Document Number0048060790
DateMar 8, 2017
Book Page4806/790
Instrument2017005870
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term301 Months
DueApr 1, 2042

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionClyde Township
Unified School DistrictPort Huron Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$94,200 (+1.73%)$188,400 (+1.73%)
2025$1,518.00 (+2.99%) Homeowner's exemption$92,600 (+16.19%)
2024$1,474.00 (+12.01%)$185,200 (+16.19%)
2023$79,700
2022$1,316.00$159,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mercury Fiber
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35

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