3414 Vincent Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 3414 Vincent Rd, Clyde, MI 48049 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,462 sqft · built 1970
Lot Size	0.905 acres (39,422 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,196 (2024)
Deeds & Mortgages	Jul 2020 Sale Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-15-400-0001-000`

Property Details

APN / Parcel Number

Primary APN	`74-15-400-0001-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,462 sqft Living Area
Basement Area	1,462 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Lot Area	39,422 sqft (0.905 acres)
Lot Dimensions	213 ft deep x 185 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	74154000001000
Street Address	3414 VINCENT RD
City	CLYDE
State	MI
Zip	48049-4460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 PLAT #1 OF THE PONDEROSA ESTATES. SEC 35 T7N R16E
Legal Range	16E
Legal Township	07N
Legal Section	35
Legal Subdivision	PONDEROSA ESTATES
Legal Lot Number	1
Legal Unit	1
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	3
Census Block	3022
Census Tract	633100

Owner

Source: St. Clair County records · APN 74-15-400-0001-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3414 VINCENT RD, CLYDE, MI 48049-4460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Warranty Deed, Transfer NOT AVAILABLE
Jun 30, 2020	Deed of Trust, Mortgage · VA Mortgage AMERIFIRST FIN'L CORP
Nov 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage CHEMICAL BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jul 23, 2020
Transfer Doc	0052160672
Record Updated	Jun 08, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 23, 2020
Property Address	3414 VINCENT RD, CLYDE, MI 48049-4460
Document Number	0052160672
Book / Page	005216 / 000672
Instrument Date	Jun 30, 2020
Instrument	7052
Transaction Type	Transfer
Record Updated	Aug 06, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,865.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	176 MEADOW LN PORT HURON MI 480604885, PORT HURON, MI 48060-4885

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3414 VINCENT RD, CLYDE, MI 48049-4460
Document Number	0052070738
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	176 MEADOW LN PORT HURON MI 480604885, PORT HURON, MI 48060-4885

Mortgage

Document Number	0052070738
Date	Jul 02, 2020
Book Page	005207/000738

Lender

Name	AMERIFIRST FIN'L CORP
Address	PORTAGE, MI 49002

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3414 VINCENT RD, CLYDE, MI 48049-4460
Document Number	0048940680
Book / Page	004894 / 000680
Instrument Date	Nov 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 03, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3414 VINCENT RD CLYDE MI 480494460, CLYDE, MI 48049-4460

Mortgage

Document Number	0048940680
Date	Nov 27, 2017
Book Page	004894/000680

Lender

Name	CHEMICAL BK
Type	Bank
Address	GRAND RAPIDS, MI 49519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Nov 26, 2029

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$130,700 (-7.04%)
2024	$3,196.00 (+1.65%)		$261,400 (-7.04%)
2023		$140,600
2022	$3,144.00		$281,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 120 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mercury Broadband	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35

May also be available at this address: Mercury Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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