3424 Sparta Cir, Sebring, FL 33870 Property Records

Highlands County property record for 3424 Sparta Cir, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,424 sqft · built 1970
Lot Size	0.193 acres (8,439 sqft)
Owner	Individual Name on File
Last Sale	$30,000 (Jul 2012)
Tax Bill	$672 (2024)
Deeds & Mortgages	May 2020 Transfer May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C-05-35-29-040-0000-0190`

Property Details

APN / Parcel Number

Primary APN	`C-05-35-29-040-0000-0190`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,424 sqft Living Area
1st Floor Area	1,178 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1970
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	8,439 sqft (0.193 acres)
Lot Dimensions	100 ft deep x 83 ft wide
Driveway	Driveway
Driveway Area	378 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	320 sqft
Fence	Fence
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Street Address	3424 SPARTA CIR
City	SEBRING
State	FL
Zip	33870-0449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SPARTA HEIGHTS PER PB 8-PG 12 LOT 19
Legal Range	29E
Legal Township	35S
Legal Section	05
Legal Subdivision	SPARTA HEIGHTS
Legal Lot Number	19
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1014
Census Tract	961303

Owner

3424 Sparta Cir is owned and occupied by an individual who acquired it in May 2020.

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3424 SPARTA CIR, SEBRING, FL 33870-0449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2012 · Amount on File
Deed Sale	Jul 3, 2012 · Amount on File
Prior Sale	Jan 5, 2015
Deed Document Number	0001662316
Last Transfer Date	May 28, 2020
Transfer Doc	0001986881
Record Updated	Jun 8, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 28, 2020
Property Address	3424 SPARTA CIR, SEBRING, FL 33870-0449
Document Number	0001986881
Book / Page	002755 / 000091
Instrument Date	May 28, 2020
Instrument	1986881
Transaction Type	Transfer
Record Updated	Jun 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3424 SPARTA CIR SEBRING FL 338700449, SEBRING, FL 33870-0449

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	3424 SPARTA CIR, SEBRING, FL 33870-0449
Document Number	0001985649
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	May 26, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3424 SPARTA CIR JARRATT VA 23870, JARRATT, VA 23870

Mortgage

Document Number	0001985649
Date	May 14, 2020
Book Page	002753/000265
Instrument	1985649

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 13, 2050

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$67,206	$146,029 Land $9,000 Building $137,029
2024	$672.00
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$63,410	$139,517 Land $4,750 Building $134,767

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3424 Sparta Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3424 Sparta Cir is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEEANN LAKEFRONT ESTATES private · serves 130 people · EPA ID FL6284097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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