3360 Sparta Cir, Sebring, FL 33870 Property Records

Highlands County property record for 3360 Sparta Cir, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,722 sqft · built 1975
Lot Size	0.186 acres (8,080 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Dec 2024)
Tax Bill	$3,325 (2024)
Deeds & Mortgages	Jan 2017 Second Mortgage Dec 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C055904000000320`

Property Details

APN / Parcel Number

Primary APN	`C055904000000320`
Alternative APN	`C-05-35-29-040-0000-0320`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,722 sqft Living Area
Gross Area	2,100 sqft
1st Floor Area	1,722 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1993
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	8,080 sqft (0.186 acres)
Lot Dimensions	108 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	378 sqft
Driveway	Concrete Driveway
Driveway Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	450 sqft
Porch	Open Porch
Porch Area	104 sqft
Patio Area	900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3360 SPARTA CIR
City	SEBRING
State	FL
Zip	33870-0436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SPARTA HEIGHTS PER PB 8-PG 12 LOT 32
Legal Range	29E
Legal Township	35S
Legal Section	05
Legal Subdivision	SPARTA HEIGHTS
Legal Lot Number	32
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1015
Census Tract	961303

Owner

3360 Sparta Cir is owned and occupied by two individuals who bought it in December 2024.

Source: Highlands County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3360 SPARTA CIR, SEBRING, FL 33870-0436
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLORIDA HOUSING FINANCE CORP
Dec 6, 2019	Grant Deed, Transfer ATTORNEY ONLY
Jul 13, 2018	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2024 · Amount on File
Deed Sale	Dec 20, 2024 · Amount on File
Prior Sale	Dec 22, 2023 · Amount on File
Deed Document Number	20242236744
Deed Book / Page	3088 / 960
Prior Transfer Date	Dec 3, 2019
Prior Transfer Doc	0001966429
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	3360 SPARTA CIR, SEBRING, FL 33870-0436
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001839816
Date	Jan 23, 2017
Book Page	2562/1571
Instrument	1839816

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Funding / Finance Company
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 6, 2019
Property Address	3360 SPARTA CIR, SEBRING, FL 33870-0436
Document Number	0001966429
Book / Page	002726 / 001508
Instrument Date	Dec 3, 2019
Instrument	1966429
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3360 SPARTA CIR SEBRING FL 338700436, SEBRING, FL 33870-0436

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIGHLANDS FL
Property Address	3360 SPARTA CIR, SEBRING, FL 33870-0436
Document Number	0001909294
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Sep 10, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3360 SPARTA CIR SEBRING FL 338700436, SEBRING, FL 33870-0436

Mortgage

Document Number	0001909294
Date	Aug 27, 2018
Book Page	002652/001863
Instrument	1909294

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Aug 26, 2058

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$234,987 Land $8,000 Building $226,987	$234,987 Land $8,000 Building $226,987
2024	$3,325.00 (+205.05%)
2023	$1,090.00 (-2.15%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$108,788 (+3%)	$229,115 (+10.24%) Land $4,500 Building $224,615
2022	$1,114.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$105,619	$207,841 Land $4,500 Building $203,341

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3360 Sparta Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3360 Sparta Cir is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEEANN LAKEFRONT ESTATES private · serves 130 people · EPA ID FL6284097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Sparta Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures