3434 Sparta Cir, Sebring, FL 33870 Property Records

Highlands County property record for 3434 Sparta Cir, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,761 sqft · built 1971
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Jun 2017)
Tax Bill	$1,465 (2024)
Deeds & Mortgages	Aug 2022 Mortgage Jan 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C-05-35-29-040-0000-0180`

Property Details

APN / Parcel Number

Primary APN	`C-05-35-29-040-0000-0180`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,761 sqft Living Area
Gross Area	2,083 sqft
1st Floor Area	1,506 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	322 sqft
Driveway	Concrete Driveway
Driveway Area	288 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	403 sqft
Porch	Florida Room
Porch Area	255 sqft
Patio Area	312 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3434 SPARTA CIR
City	SEBRING
State	FL
Zip	33870-0449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SPARTA HEIGHTS PER PB 8-PG 12 LOT 18
Legal Range	29E
Legal Township	35S
Legal Section	05
Legal Subdivision	SPARTA HEIGHTS
Legal Lot Number	18
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1014
Census Tract	961303

Owner

3434 Sparta Cir is owned and occupied by an individual who acquired it in January 2019.

Source: Highlands County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	3434 SPARTA CIR, SEBRING, FL 33870-0449
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Jan 17, 2019	Warranty Deed, Transfer · Conventional Mortgage RICHARD R SR HOWARD
Jun 2, 2017	Warranty Deed, Transfer HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGENCY
Jun 2, 2017	Quit Claim Deed, Transfer HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2017 · Amount on File
Deed Sale	Jun 2, 2017 · Amount on File
Prior Sale	Dec 5, 2014 · Amount on File
Deed Document Number	20171854958
Deed Book / Page	2583 / 774
Last Transfer Date	Jan 17, 2019
Transfer Doc	0001925696
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	3434 SPARTA CIR, SEBRING, FL 33870-0449
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3434 SPARTA CIR, SEBRING, FL 33870-0449

Mortgage

Document Number	0002110081
Date	Aug 15, 2022
Book Page	2925/77
Instrument	2110081

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 17, 2019
Property Address	3434 SPARTA CIR, SEBRING, FL 33870-0449
Document Number	0001925696
Book / Page	002674 / 000301
Instrument Date	Jan 17, 2019
Instrument	1925696
Transaction Type	Transfer
Record Updated	Jan 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3434 SPARTA CIR SEBRING FL 338700449, SEBRING, FL 33870-0449

Mortgage

Document Number	1925697
Date	Jan 17, 2019
Book Page	002674/000303
Instrument	1925697

Lender

Name	RICHARD R SR HOWARD
Address	997 PARNELL RD, ZOLFO SPRINGS, FL 33890-9518

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 2, 2017
Property Address	3434 SPARTA CIR, SEBRING, FL 33870-0449
Document Number	0001854958
Book / Page	002583 / 000774
Instrument Date	Jun 1, 2017
Instrument	1854958
Transaction Type	Transfer
Record Updated	Jun 23, 2017
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGENCY

Transaction

Amount	Amount on Record
Tax	$700.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3434 SPARTA CIR SEBRING FL 338700449, SEBRING, FL 33870-0449

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 2, 2017
Property Address	3434 SPARTA CIR, SEBRING, FL 33870-0449
Document Number	0001854957
Book / Page	002583 / 000773
Instrument Date	May 26, 2017
Instrument	1854957
Transaction Type	Transfer
Record Updated	Jun 23, 2017
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3434 SPARTA CIR SEBRING FL 338700449, SEBRING, FL 33870-0449

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$127,076	$198,062 Land $8,000 Building $190,062
2024	$1,465.00 (+3.31%)
2023	$1,418.00 (+2.38%) Homeowner's exemption	$119,898 (+3%)	$194,489 (+10.12%) Land $4,500 Building $189,989
2022	$1,385.00 Homeowner's exemption	$116,406	$176,623 Land $4,500 Building $172,123

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3434 Sparta Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3434 Sparta Cir is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEEANN LAKEFRONT ESTATES private · serves 130 people · EPA ID FL6284097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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