3422 E Ridgewood Dr, Cushing, OK 74023 Property Records

Payne County property record for 3422 E Ridgewood Dr, Cushing, OK 74023 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,367 sqft · built 2007
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (Mar 2026)
Tax Bill	$4,421 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18N05E-25-1-9R320-000-0001`

Property Details

APN / Parcel Number

Primary APN	`18N05E-25-1-9R320-000-0001`
Alternative APNs	`600075868` `75868`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	3,367 sqft Living Area
1st Floor Area	2,779 sqft
2nd Floor Area	588 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Built-in
Garage Area	824 sqft

Exterior Amenities

Porch	Slab
Porch Area	585 sqft
Lean-To	720 sqft
Utility Building	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	75868
Street Address	3422 E RIDGEWOOD DR
City	CUSHING
State	OK
Zip	74023-8755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE WOOD EST LOT 1
Legal Range	05E
Legal Township	18N
Legal Section	25
Legal Subdivision	RIDGE WOOD EST
Legal Lot Number	1
Jurisdiction	PAYNE OK
Township / Civil Division	CUSHING
Census Block Group	1
Census Block	1035
Census Tract	11301

Owner

Source: Payne County records · APN 18N05E-25-1-9R320-000-0001

Assessment roll updated February 6, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3422 E RIDGEWOOD DR, CUSHING, OK 74023-8755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Warranty Deed, Transfer · Conventional Mortgage SIMMONS BANK
Jul 15, 2019	Warranty Deed, Transfer · FHA Mortgage SPIRITBANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 17, 2026 · Amount on Record
Deed Sale	Mar 17, 2026 · Amount on Record
Prior Sale	Jul 15, 2019 · Amount on Record
Deed Document Number	20262700
Deed Book / Page	2926 / 514
Record Updated	Jun 08, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Mar 17, 2026
Property Address	3422 E RIDGEWOOD DR, CUSHING, OK 74023-8755
Document Number	0029260514
Book / Page	2926 / 514
Instrument Date	Mar 16, 2026
Instrument	I-2026-002700
Transaction Type	Transfer
Record Updated	Apr 02, 2026
Title Company	OKLAHOMA CLOSING AND TITLE SERVICES, OKLAHOMA CLOSING & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$727.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3422 E RIDGEWOOD DR, CUSHING, OK 74023-8755

Mortgage

Document Number	I2026002701
Date	Mar 17, 2026
Instrument	I-2026-002701

Lender

Name	SIMMONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 01, 2046

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Jul 15, 2019
Property Address	3422 E RIDGEWOOD DR, CUSHING, OK 74023-8755
Document Number	0025160569
Book / Page	2516 / 569
Instrument Date	Jul 12, 2019
Instrument	2019-007130
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$493.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3422 E RIDGEWOOD DR, CUSHING, OK 74023-8755

Mortgage

Document Number	2019007131
Date	Jul 15, 2019
Instrument	2019-007131

Lender

Name	SPIRITBANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

Tax Assessment & Valuation

Source: Payne County records · Assessment roll updated February 6, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Unified School District	Cushing Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,421.00 (+9.89%)	$47,470 (-) Land $4,116 Building $43,354
2024	$4,023.00 (+5.54%)	$47,470 (+5%) Land $4,116 Building $43,354	$461,210 (+7.93%) Land $40,000 Building $421,210
2023	$3,812.00 (+3.87%)	$45,209 (+5%) Land $4,072 Building $41,137	$427,320 (+8.35%) Land $38,490 Building $388,830
2022	$3,670.00	$43,056 Land $4,060 Building $38,996	$394,390 Land $37,190 Building $357,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Payne County (40119C), updated January 22, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 401190113011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	High above 87% of the US · above 75% of Oklahoma
Wildfire Likelihood	About 1 in 125 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AtLink Services	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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