3409 E Ridgewood Dr, Cushing, OK 74023 Property Records

Payne County property record for 3409 E Ridgewood Dr, Cushing, OK 74023 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,466 sqft · built 1984
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$278,000 (Jan 2023)
Tax Bill	$2,768 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18N05E-25-1-9R320-000-0010`

Property Details

APN / Parcel Number

Primary APN	`18N05E-25-1-9R320-000-0010`
Alternative APNs	`600004919` `4919`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,466 sqft Living Area
1st Floor Area	2,466 sqft

Exterior

Year Built	Built 1984
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Garage Type	Carport
Carport	Carport
Carport Area	648 sqft

Exterior Amenities

Porch	Covered Porch
Porch Area	141 sqft
Patio Area	904 sqft
Shed	1 Shed
Shed Area	360 sqft
Lean-To	135 sqft
Utility Building	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4919
Street Address	3409 E RIDGEWOOD DR
City	CUSHING
State	OK
Zip	74023-8756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE WOOD EST LOTS 10-11
Legal Range	05E
Legal Township	18N
Legal Section	25
Legal Subdivision	RIDGE WOOD EST
Legal Lot Number	10,11 11
Jurisdiction	PAYNE OK
Township / Civil Division	CUSHING
Census Block Group	1
Census Block	1035
Census Tract	11301

Owner

Source: Payne County records · APN 18N05E-25-1-9R320-000-0010

Assessment roll updated October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3409 E RIDGEWOOD DR, CUSHING, OK 74023-8756
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 03, 2023 · Amount on Record
Deed Sale	Jan 03, 2023 · Amount on Record
Deed Document Number	I-2023-000043
Deed Book / Page	2732 / 365
Record Updated	Jun 08, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Jan 03, 2023
Property Address	3409 E RIDGEWOOD DR, CUSHING, OK 74023-8756
Document Number	0027320365
Book / Page	2732 / 365
Instrument Date	Dec 16, 2022
Instrument	I-2023-000043
Transaction Type	Transfer
Record Updated	Jan 24, 2023
Title Company	NOT AVAILABLE, OCTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$417.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3409 E RIDGEWOOD DR, CUSHING, OK 74023-8756

Mortgage

Document Number	I2023000044
Date	Jan 03, 2023
Instrument	I-2023-000044

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2053

Tax Assessment & Valuation

Source: Payne County records · Assessment roll updated October 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Unified School District	Cushing Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,768.00 (+4.73%)	$31,189 (-) Land $7,529 Building $23,660
2024	$2,643.00 (+5.51%)	$31,189 (+5%) Land $7,529 Building $23,660	$321,040 (+23.21%) Land $77,500 Building $243,540
2023	$2,505.00 (+26.01%)	$29,703 (+27.32%) Land $7,032 Building $22,671	$260,560 (+7.47%) Land $61,690 Building $198,870
2022	$1,988.00	$23,329 Land $5,657 Building $17,672	$242,460 Land $58,800 Building $183,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Payne County (40119C), updated January 22, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 401190113011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	High above 87% of the US · above 76% of Oklahoma
Wildfire Likelihood	About 1 in 107 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.