3220 E Ridgewood Dr, Cushing, OK 74023 Property Records

Payne County property record for 3220 E Ridgewood Dr, Cushing, OK 74023

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,559 sqft · built 1998
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Tax Bill	$3,545 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Aug 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`18N05E-25-1-9R320-000-0003`

Property Details

APN / Parcel Number

Primary APN	`18N05E-25-1-9R320-000-0003`
Alternative APNs	`600053094` `53094`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,559 sqft Living Area
1st Floor Area	2,559 sqft
Cellar	Cellar
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Garage Area	860 sqft

Exterior Amenities

Porch	Slab
Porch Area	307 sqft
Patio Area	140 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	53094
Street Address	3220 E RIDGEWOOD DR
City	CUSHING
State	OK
Zip	74023-8700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE WOOD EST LOTS 3-4
Legal Range	05E
Legal Township	18N
Legal Section	25
Legal Subdivision	RIDGE WOOD EST
Legal Lot Number	3,4
Jurisdiction	PAYNE OK
Township / Civil Division	CUSHING
Census Block Group	1
Census Block	1035
Census Tract	11301

Owner

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 909, CUSHING, OK 74023-0909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Aug 21, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2008
Deed Sale	Sep 12, 2008
Prior Sale	Jun 20, 2007 · Amount on Record
Deed Document Number	200813309
Deed Book / Page	1797 / 406
Prior Transfer Date	Aug 25, 2008
Prior Transfer Doc	0017970406
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	3220 E RIDGEWOOD DR, CUSHING, OK 74023-8700
Transaction Type	Mortgage
Record Updated	Feb 14, 2024
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3220 E RIDGEWOOD DR, CUSHING, OK 74023-8700

Mortgage

Document Number	0027840759
Date	Jan 29, 2024
Book Page	2784/759
Instrument	I-2024-000681

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	1600 S DOUGLASS RD STE 110, ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	464 Months
Due	Sep 1, 2062

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PAYNE OK
Recording Date	Aug 21, 2017
Property Address	3220 E RIDGEWOOD DR, CUSHING, OK 74023-8700
Document Number	0024100851
Book / Page	002410 / 000851
Instrument Date	Aug 21, 2017
Instrument	10102
Transaction Type	Transfer
Record Updated	Sep 14, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 909 CUSHING OK 740230909, CUSHING, OK 74023-0909

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Unified School District	Cushing Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,197 (+6.09%) Land $8,953 Building $33,244	$370,156 (-18.41%) Land $78,541 Building $291,615
2025	$3,545.00 (+7.88%) Homeowner's exemption	$39,775 (-) Land $6,794 Building $32,981
2024	$3,286.00 (+3.59%) Homeowner's exemption	$39,775 (+3%) Land $6,794 Building $32,981	$453,670 (+8.22%) Land $77,500 Building $376,170
2023	$3,172.00 (+1.99%) Homeowner's exemption	$38,617 (+3%) Land $5,682 Building $32,935	$419,210 (+8.67%) Land $61,690 Building $357,520
2022	$3,110.00 Homeowner's exemption	$37,492 Land $5,714 Building $31,778	$385,760 Land $58,800 Building $326,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 75% of Oklahoma
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Atlink Services Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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