3422 Duncan Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3422 Duncan Ave, Cincinnati, OH 45208

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 3,549 sqft · built 2020
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$1,106,223 (Apr 2021)
Tax Bill$6,348 (2025)
Deeds & MortgagesApr 2021 Sale
Apr 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN039-0006-0048-00

Property Details

APN / Parcel Number

Primary APN039-0006-0048-00
Alternative APN
  • 0011765

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area3,549 sqft Living Area
Gross Area4,196 sqft
1st Floor Area1,413 sqft
2nd Floor Area1,410 sqft
AtticAttic
Attic Area346 sqft
Basement Area1,373 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions200 ft deep x 45 ft wide
Garage TypeBasement
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area209 sqft
Deck AreaDeck Area
Patio Area233 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address3422 DUNCAN AVE
CityCINCINNATI
StateOH
Zip45208-2313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF6
Legal Description3422 DUNCAN AVE 44.50 X 200 PT LOT 2 HENRY MORTON EST
Legal SubdivisionHENRY MORTON EST
Legal Lot Number2
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group2
Census Block2009
Census Tract5000

Owner

Source: Hamilton County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3422 DUNCAN AVE, CINCINNATI, OH 45208-2313
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2021Warranty Deed, Transfer
Apr 22, 2021Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Feb 3, 2020Loan Modification, Mortgage
CENTER BK
Oct 29, 2019Warranty Deed, Transfer · Line of Credit
CENTERBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2021 · Amount on Record
Deed SaleApr 22, 2021 · Amount on Record
Prior SaleOct 29, 2019 · Amount on Record
Deed Document Number202150692
Deed Book / Page14402 / 2382
Prior Transfer DateNov 18, 2004
Prior Transfer Doc0000237968
Record UpdatedOct 29, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateApr 22, 2021
Property Address3422 DUNCAN AVE, CINCINNATI, OH 45208-2313
Document Number0000050691
Book / Page14402 / 2380
Instrument DateApr 16, 2021
Instrument2021-0050691
Transaction TypeTransfer
Record UpdatedMay 23, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3422 DUNCAN AVE, CINCINNATI, OH 45208-2313
InvestorPossibly a Property Investor

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateApr 22, 2021
Property Address3422 DUNCAN AVE, CINCINNATI, OH 45208-2313
Document Number0000050692
Book / Page14402 / 2382
Instrument DateApr 16, 2021
Instrument2021-0050692
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,318.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address3422 DUNCAN AVE, CINCINNATI, OH 45208-2313
InvestorPossibly a Property Investor

Mortgage

Document Number0000050693
DateApr 22, 2021
Instrument2021-0050693
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON OH
Property Address3422 DUNCAN AVE, CINCINNATI, OH 45208-2313
Document Number0000015661
Instrument DateFeb 3, 2020
Transaction TypeMortgage
Record UpdatedApr 16, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1333 PARK RIDGE PL CINCINNATI OH 452082544, CINCINNATI, OH 45208-2544

Mortgage

Document Number0000015661
DateFeb 14, 2020
Book Page014105/000941
Instrument15661
Lender
NameCENTER BK
TypeBank
AddressMILFORD, OH 45150
Agreement
AmountAmount Recorded

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateOct 29, 2019
Property Address3422 DUNCAN AVE, CINCINNATI, OH 45208-2313
Document Number0000094380
Book / Page014033 / 002699
Instrument DateOct 29, 2019
Instrument94380
Transaction TypeTransfer
Record UpdatedNov 25, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,276.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1333 PARK RIDGE PL CINCINNATI OH 452082544, CINCINNATI, OH 45208-2544

Mortgage

Document Number94381
DateOct 29, 2019
Book Page014033/002701
Instrument94381
Lender
NameCENTERBANK
TypeBank
AddressMILFORD, OH 45150
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueOct 28, 2020
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,348.00 (-0.38%)$387,178 (+%) Land $106,733 Building $280,445$1,106,220 (-) Land $304,950 Building $801,270
2024$6,372.00 (-2.19%)$387,176 (-) Land $106,732 Building $280,444
2023$6,515.00 (-13.14%)$387,176 (%) Land $106,732 Building $280,444$1,106,220 (-) Land $304,950 Building $801,270
2022$7,501.00 Homeowner's exemption$387,177 Land $110,250 Building $276,927
2020$1,106,220 Land $315,000 Building $791,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1978–1989)
Claims Outside the SFHA1 of 5
Most Recent ClaimApr 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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