3428 Duncan Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3428 Duncan Ave, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,875 sqft · built 1911
Lot Size	0.214 acres (9,322 sqft)
Owner	2 Trust Names on File
Last Sale	$475,000 (Jan 2022)
Tax Bill	$10,238 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Sep 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`039-0006-0054-00`

Property Details

APN / Parcel Number

Primary APN	`039-0006-0054-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,875 sqft Living Area
1st Floor Area	774 sqft
2nd Floor Area	744 sqft
Attic	Attic
Attic Area	357 sqft
Basement Area	774 sqft

Exterior

Year Built	Built 1911
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	9,322 sqft (0.214 acres)
Lot Dimensions	200 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	592 sqft
Patio Area	970 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3428 DUNCAN AVE
City	CINCINNATI
State	OH
Zip	45208-2313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3428 DUNCAN AVE 44.50 X 200 PT LOT 2 HENRY MORTON EST
Legal Subdivision	HENRY MORTON ESTATE
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2009
Census Tract	5000

Owner

3428 Duncan Ave is owner-occupied and held in a trust since September 2022.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	3428 DUNCAN AVE, CINCINNATI, OH 45208-2313
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE CORPORATION
Sep 21, 2022	Intrafamily Transfer, Transfer
Jan 24, 2022	Warranty Deed, Transfer · Conventional Mortgage THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 24, 2022 · Amount on File
Deed Sale	Jan 24, 2022 · Amount on File
Prior Sale	Jan 24, 2022 · Amount on File
Deed Document Number	0000008026
Deed Book / Page	14589 / 82
Last Transfer Date	Sep 21, 2022
Transfer Doc	0000090072
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3428 DUNCAN AVE, CINCINNATI, OH 45208-2313
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000152500
Date	Dec 21, 2021
Book Page	14568/1691
Instrument	2021-0152500

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	353 Months
Due	May 1, 2051

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Sep 21, 2022
Property Address	3428 DUNCAN AVE, CINCINNATI, OH 45208-2313
Document Number	0000090072
Book / Page	14756 / 1708
Instrument Date	Sep 16, 2022
Instrument	2022-0090072
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3428 DUNCAN AVE, CINCINNATI, OH 45208-2313

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 24, 2022
Property Address	3428 DUNCAN AVE, CINCINNATI, OH 45208-2313
Document Number	0000008026
Book / Page	14589 / 82
Instrument Date	Jun 28, 2021
Instrument	2022-0008026
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	LANDSEL TITLE, LANDSEL TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3428 DUNCAN AVE, CINCINNATI, OH 45208-2313

Mortgage

Document Number	0000008027
Date	Jan 24, 2022
Instrument	2022-0008027

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3428 Duncan Ave was $10,238, up 3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,238.00 (+3.04%)	$166,250 (-) Land $90,384 Building $75,866
2024	$9,936.00 (-2.15%)	$166,250 (-) Land $90,384 Building $75,866
2023	$10,154.00 (-10.25%)	$166,250 (-) Land $90,384 Building $75,866	$475,000 Land $258,240 Building $216,760
2022	$11,314.00 Homeowner's exemption	$166,250 Land $66,010 Building $100,240
2020			$475,000 Land $188,600 Building $286,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3428 Duncan Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1978–1989)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Apr 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3428 Duncan Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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