St. Louis County property record for 3422 Breezy Point Rd, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 1,064 sqft · built 1996 |
| Lot Size | 0.233 acres (10,153 sqft) |
| Owner | Individual Name on File |
| Last Sale | $289,000 (May 2013) |
| Tax Bill | $4,022 (2026) |
| Deeds & Mortgages | Apr 2022 Second Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 387-0090-00160 |
| Primary APN | 387-0090-00160 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,064 sqft Gross Area |
| 1st Floor Area | 1,064 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Rustic |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,153 sqft (0.233 acres) |
| Garage Area | 896 sqft |
| Deck Area | 24 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1087806 |
|---|---|
| Street Address | 3422 BREEZY POINT RD |
| City | TOWER |
| State | MN |
| Zip | 55790-8179 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT: 0016 BLOCK:000 SERIAL # |
| Legal Subdivision | BREEZY POINT TOWN OF GREENWOOD |
| Legal Lot Number | 16 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1250 |
| Census Tract | 15502 |
3422 Breezy Point Rd, a residential property, is owned by an individual who bought it in May 2013.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6868 SHELBY ST, INDIANAPOLIS, IN 46227-5051 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTH STAR CU |
| Jan 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NORTHSTAR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2013 · Amount on File |
| Deed Sale | May 22, 2013 · Amount on File |
| Deed Document Number | 20131214209 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3422 BREEZY POINT RD, TOWER, MN 55790-8179 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001441291 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 1441291 |
| Name | NORTH STAR CU |
|---|---|
| Type | Credit Union |
| Address | COOK, MN 55723 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3422 BREEZY POINT RD, TOWER, MN 55790-8179 |
| Document Number | 00A1327624 |
| Instrument Date | Jan 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3422 BREEZY POINT RD TOWER MN 557908179, TOWER, MN 55790-8179 |
| Document Number | 00A1327624 |
|---|---|
| Date | Feb 13, 2018 |
| Instrument | A1327624 |
| Name | NORTHSTAR CU |
|---|---|
| Type | Credit Union |
| Address | COOK, MN 55723 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 12, 2023 |
The 2026 property tax bill for 3422 Breezy Point Rd was $4,022, up 10.6% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,022.00 (+10.62%) | ||
| 2025 | $3,636.00 (-0.98%) | $444,500 (+2.97%) Land $179,500 Building $265,000 | $444,500 (+2.97%) Land $179,500 Building $265,000 |
| 2024 | $3,672.00 | $431,700 Land $172,300 Building $259,400 | $431,700 Land $172,300 Building $259,400 |
| 2022 | $395,400 Land $159,500 Building $235,900 | $395,400 Land $159,500 Building $235,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3422 Breezy Point Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3422 Breezy Point Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
May also be available: Verizon.
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