St. Louis County property record for 3418 Breezy Point Rd, Tower, MN 55790 · Last verified August 2026
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 2 ba · 1,560 sqft · built 2015 |
| Lot Size | 0.602 acres (26,238 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Oct 2014) |
| Tax Bill | $5,854 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 387-0090-00140 |
| Primary APN | 387-0090-00140 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Gross Area |
| 1st Floor Area | 1,560 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch |
| Exterior Material | Block |
| Construction Type | Frame |
| Lot Area | 26,238 sqft (0.602 acres) |
| Garage Area | 720 sqft |
| Deck Area | Deck Area |
|---|---|
| Patio Area | 512 sqft |
| Storage Building | 100 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1116991 |
|---|---|
| Street Address | 3418 BREEZY POINT RD |
| City | TOWER |
| State | MN |
| Zip | 55790 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT: 0014 BLOCK:000 SERIAL # |
| Legal Subdivision | BREEZY POINT |
| Legal Lot Number | 14 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1250 |
| Census Tract | 15502 |
Source: St. Louis County records · APN 387-0090-00140
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3418 BREEZY POINT RD, TOWER, MN 55790 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 13, 2014 · Amount on Record |
| Deed Sale | Oct 13, 2014 · Amount on Record |
| Deed Document Number | 20141247454 |
| Prior Transfer Date | Jul 17, 2008 |
| Prior Transfer Doc | 0001088016 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 15, 2021 |
| Property Address | 3418 BREEZY POINT RD, TOWER, MN 55790 |
| Document Number | 0001424583 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 1424583 |
| Transaction Type | Transfer |
| Record Updated | Oct 05, 2021 |
| Title Company | ALL AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,848.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3418 BREEZY POINT RD, TOWER, MN 55790 |
| Document Number | 0001424586 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 1424586 |
| Name | LAKE ELMO BANK |
|---|---|
| Type | Bank |
| Address | LAKE ELMO, MN 55042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,854.00 (+12.36%) | ||
| 2025 | $5,210.00 (-0.99%) | $619,300 (+3.82%) Land $202,400 Building $416,900 | $619,300 (+3.82%) Land $202,400 Building $416,900 |
| 2024 | $5,262.00 | $596,500 (+9.29%) Land $194,700 Building $401,800 | $596,500 (+9.29%) Land $194,700 Building $401,800 |
| 2022 | $545,800 Land $180,100 Building $365,700 | $545,800 Land $180,100 Building $365,700 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370155021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 23 individual NFIP policies nearby |
| Nearby Flood Policies | 23 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 47 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | DSL | 10 / 1 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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