3420 S 3rd Way, Ridgefield, WA 98642 Property Records

Clark County property record for 3420 S 3rd Way, Ridgefield, WA 98642

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,729 sqft · built 2006
Lot Size	0.112 acres (4,882 sqft)
Owner	2 Individual Names on File
Last Sale	$301,684 (Oct 2005)
Tax Bill	$4,791 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0000000002138081`

Property Details

APN / Parcel Number

Primary APN	`0000000002138081`
Alternative APN	`213808104`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,729 sqft Living Area
Gross Area	3,191 sqft
1st Floor Area	1,198 sqft
2nd Floor Area	1,531 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Other
Roof Material	Concrete
Lot Area	4,882 sqft (0.112 acres)
Lot Dimensions	54 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3420 S 3RD WAY
City	RIDGEFIELD
State	WA
Zip	98642-5406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-4
Legal Description	CEDAR RIDGE PH 1 LOT 52 SUB 2007 FOR ASSESSOR USE ONLY CEDAR RIDGE PH 1 LOT 52 SUB 2007
Legal Range	1E
Legal Township	4N
Legal Section	20
Legal Subdivision	CEDAR RIDGE PH 1
Legal Phase	1
Legal Lot Number	52
Jurisdiction	CLARK WA
Township / Civil Division	RIDGEFIELD
Census Block Group	3
Census Block	3003
Census Tract	40303

Owner

3420 S 3rd Way is owned and occupied by two individuals who bought it in October 2005.

Source: Clark County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3420 S 3RD WAY, RIDGEFIELD, WA 98642-5406
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Apr 24, 2017	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2005 · Amount on File
Deed Sale	Oct 28, 2005 · Amount on File
Deed Document Number	20054073470
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK WA
Property Address	3420 S 3RD WAY, RIDGEFIELD, WA 98642-5406
Transaction Type	Mortgage
Record Updated	Mar 16, 2026
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005993385
Date	Nov 30, 2021
Instrument	5993385

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	177 Months
Due	Aug 1, 2036

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK WA
Property Address	3420 S 3RD WAY, RIDGEFIELD, WA 98642-5406
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE COWLITZ COUNTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005396810
Date	Apr 24, 2017
Instrument	5396810

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK WA
Property Address	3420 S 3RD WAY, RIDGEFIELD, WA 98642-5406
Document Number	0005609038
Instrument Date	May 13, 2019
Transaction Type	Mortgage
Record Updated	May 30, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3420 S 3RD WAY RIDGEFIELD WA 986425406, RIDGEFIELD, WA 98642-5406

Mortgage

Document Number	0005609038
Date	May 20, 2019
Instrument	5609038

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 19, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3420 S 3rd Way was $4,791.

Source: Clark County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Clark County
Municipality	Ridgefield City
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$508,444 (-9.77%) Land $131,878 Building $376,566	$508,444 (-9.77%) Land $131,878 Building $376,566
2025	$4,791.00	$563,510 (+4.18%) Land $150,496 Building $413,014	$563,510 (+4.18%) Land $150,496 Building $413,014
2024	$4,791.00 (+3.86%)	$540,878 (-2.51%) Land $145,000 Building $395,878	$540,878 (-2.51%) Land $145,000 Building $395,878
2023	$4,613.00	$554,817 (+15.92%) Land $145,000 Building $409,817	$554,817 (+15.92%) Land $145,000 Building $409,817
2022		$478,615 Land $104,423 Building $374,192	$478,615 Land $104,423 Building $374,192

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3420 S 3rd Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3420 S 3rd Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEFIELD PUBLIC WORKS serves 21,225 people · EPA ID WA5372400
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S 3rd Way

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