3420 Oakridge Ln, Waco, TX 76708 Property Records

McLennan County property record for 3420 Oakridge Ln, Waco, TX 76708

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,832 sqft · built 1954
Lot Size0.427 acres (18,600 sqft)
Owner2 Individual Names on File
Last Sale$337,500 (May 2020)
Tax Bill$4,888 (2025)
Deeds & MortgagesMay 2020 Mortgage
Mar 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN48-026605-002000-0

Property Details

APN / Parcel Number

Primary APN48-026605-002000-0
Alternative APNs
  • 4802660500200000111
  • 180126

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,832 sqft Living Area
Gross Area3,456 sqft
1st Floor Area2,832 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1978
Exterior MaterialBrick Veneer
Roof MaterialComposition Shingle
Lot Area18,600 sqft (0.427 acres)
Lot Dimensions190 ft deep x 100 ft wide
Garage TypeAttached
Garage Area624 sqft
DrivewayAsphalt Driveway
Driveway Area2,184 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area60 sqft
Patio Area560 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3420 OAKRIDGE LN
CityWACO
StateTX
Zip76708-1565
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionLAKE HEIGHTS LOT 2 BLOCK 2 ACRES .427
Legal SubdivisionLAKE HEIGHTS
Legal Block2
Legal Lot Number2
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group3
Census Block3027
Census Tract3000

Owner

3420 Oakridge Ln is owned and occupied by two individuals who bought it in May 2020.

Source: McLennan County records, as of August 24, 2026

Owner of Record2 Individual Names on File
Mailing Address9203 KNOLL CREST LOOP, AUSTIN, TX 78759-7137
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 6, 2020Deed of Trust, Mortgage
GREAT WSTN FIN'L SVCS
Mar 28, 2019Vendor's Lien, Transfer
GREAT WESTERN FINANCIAL SERVICES IN
May 15, 2018Warranty Deed, Transfer
COMMUNITY BK&TR WACO TX
Jun 1, 2017Quit Claim Deed, Transfer
PHILIP & BARBARA KRETZSCHMAR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 11, 2020 · Amount on File
Deed SaleMay 11, 2020 · Amount on File
Prior SaleMar 28, 2019 · Amount on File
Deed Document Number202015043
Prior Transfer DateMay 7, 2020
Prior Transfer Doc0000015043
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address3420 OAKRIDGE LN, WACO, TX 76708-1565
Document Number0000015075
Instrument DateMay 6, 2020
Transaction TypeMortgage
Record UpdatedJul 1, 2020
Title CompanyCAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3420 OAKRIDGE LN WACO TX 767081565, WACO, TX 76708-1565

Mortgage

Document Number0000015075
DateMay 11, 2020
Instrument15075
Lender
NameGREAT WSTN FIN'L SVCS
TypeFunding / Finance Company
AddressPLANO, TX 75093
Agreement
AmountAmount on Record
Term360 Months
DueMay 10, 2050

March 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateMar 28, 2019
Property Address3420 OAKRIDGE LN, WACO, TX 76708-1565
Document Number0000010357
Map ReferenceVOL 832 PG 605
Instrument DateMar 28, 2019
Instrument2019010357
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3420 OAKRIDGE LN, WACO, TX 76708-1565

Mortgage

Document Number0000010358
DateMar 28, 2019
Instrument2019010358
Lender
NameGREAT WESTERN FINANCIAL SERVICES IN
TypeSubprime Lender
Special NotesSeller Financed
Agreement
AmountAmount on Record
Term361 Months
DueApr 1, 2049

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateMay 15, 2018
Property Address3420 OAKRIDGE LN, WACO, TX 76708-1565
Document Number0000015931
Instrument DateMay 14, 2018
Instrument15931
Transaction TypeTransfer
Record UpdatedJun 14, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3420 OAKRIDGE LN WACO TX 767081565, WACO, TX 76708-1565

Mortgage

Document Number15932
DateMay 15, 2018
Instrument15932
Lender
NameCOMMUNITY BK&TR WACO TX
TypeBank
AddressWACO, TX 76703-2303
Agreement
AmountAmount on Record

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCLENNAN TX
Recording DateJun 1, 2017
Property Address3420 OAKRIDGE LN, WACO, TX 76708-1565
Document Number0000017527
Instrument DateMay 31, 2017
Instrument17527
Transaction TypeTransfer
Record UpdatedJun 19, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3420 OAKRIDGE LN WACO TX 767081565, WACO, TX 76708-1565

Mortgage

Document Number17528
DateJun 1, 2017
Instrument17528
Lender
NamePHILIP & BARBARA KRETZSCHMAR
Address3220 OAKRIDGE LN, WACO, TX 76708-1561
Special NotesSeller Financed
Agreement
AmountAmount on Record
Term360 Months
DueMay 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3420 Oakridge Ln was $4,888 with a homeowner's exemption, down 4.9% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$275,000 (-11.23%) Land $41,850 Building $233,150$275,000 (-11.23%) Land $41,850 Building $233,150
2025$4,888.00 (-4.94%) Homeowner's exemption$309,803 Land $37,940 Building $271,863$309,803 Land $37,940 Building $271,863
2024$5,142.00
2023$345,670 Land $37,940 Building $307,730$345,670 Land $37,940 Building $307,730
2022$4,508.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3420 Oakridge Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1979–1997)
Claims Outside the SFHA1 of 3
Most Recent ClaimFeb 1997 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3420 Oakridge Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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