3407 Oakridge Ln, Waco, TX 76708 Property Records

McLennan County property record for 3407 Oakridge Ln, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,089 sqft · built 1971
Lot Size	0.287 acres (12,500 sqft)
Owner	Individual Name on Record
Tax Bill	$6,931 (2025)
Deeds & Mortgages	Oct 2023 Transfer Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-026605-001600-3`

Property Details

APN / Parcel Number

Primary APN	`48-026605-001600-3`
Alternative APNs	`4802660500160030111` `180122`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,089 sqft Living Area
Gross Area	2,575 sqft
1st Floor Area	2,089 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1991
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	486 sqft
Driveway	Concrete Driveway
Driveway Area	2,290 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	47 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3407 OAKRIDGE LN
City	WACO
State	TX
Zip	76708-1564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	LAKE HEIGHTS LOT 16 BLOCK 1 ACRES .287
Legal Subdivision	LAKE HEIGHTS
Legal Block	1
Legal Lot Number	16
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3027
Census Tract	3000

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3407 OAKRIDGE LN, WACO, TX 76708-1564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Intrafamily Transfer, Transfer
Jan 7, 2022	Vendor's Lien, Transfer · Commercial Mortgage CENTRAL NATIONAL BANK
Apr 13, 2018	Loan Modification, Mortgage CENTRAL NAT'L BK
Mar 9, 2018	Vendor's Lien, Transfer · Commercial Mortgage CENTRAL NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2025
Deed Sale	Jul 9, 2025
Prior Sale	Jan 7, 2022 · Amount on Record
Deed Document Number	202520696
Prior Transfer Date	Dec 29, 2021
Prior Transfer Doc	0000001107
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL TX
Recording Date	Oct 24, 2023
Property Address	3407 OAKRIDGE LN, WACO, TX 76708-1564
Document Number	0000047697
Map Reference	VOL 832 PG 605
Instrument Date	Oct 18, 2023
Instrument	2023047697
Transaction Type	Transfer
Record Updated	Nov 8, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 REDWOOD ST, KILLEEN, TX 76543-4354

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 HILLTOP RD, TROY, TX 76579-3647

January 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jan 7, 2022
Property Address	3407 OAKRIDGE LN, WACO, TX 76708-1564
Document Number	0000001107
Map Reference	VOL 832 PG 605
Instrument Date	Dec 29, 2021
Instrument	2022001107
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	AMERICAN GUARANTY TITLE INSURANCE, AMERICAN GUARANTY TTL INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3760 FM 1783, 3760, GATESVILLE, TX 76528-3799

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3407 OAKRIDGE LN, WACO, TX 76708-1564

Mortgage

Document Number	0000001108
Date	Jan 7, 2022
Instrument	2022001108

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	3407 OAKRIDGE LN, WACO, TX 76708-1564
Document Number	0000016978
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3407 OAKRIDGE LN WACO TX 767081564, WACO, TX 76708-1564

Mortgage

Document Number	0000016978
Date	May 23, 2018
Instrument	16978

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76712

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 22, 2048

March 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Mar 9, 2018
Property Address	3407 OAKRIDGE LN, WACO, TX 76708-1564
Document Number	0000007632
Map Reference	VOL832 PG605
Instrument Date	Mar 9, 2018
Instrument	2018007632
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3407 OAKRIDGE LN, WACO, TX 76708-1564

Mortgage

Document Number	0000007633
Date	Mar 9, 2018
Instrument	2018007633

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,007 (-5.94%) Land $36,500 Building $253,507	$290,007 (-5.94%) Land $36,500 Building $253,507
2025	$6,931.00 (-13.44%)	$308,310 (-2.63%) Land $33,130 Building $275,180	$308,310 (-2.63%) Land $33,130 Building $275,180
2024	$8,007.00 (+12.81%)
2023		$316,650 Land $33,130 Building $283,520	$316,650 Land $33,130 Building $283,520
2022	$7,098.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–1997)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 1997 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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