3401 Oakridge Ln, Waco, TX 76708 Property Records

McLennan County property record for 3401 Oakridge Ln, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,458 sqft · built 1971
Lot Size	0.289 acres (12,589 sqft)
Owner	Individual Name on File
Last Sale	$420,280 (Jul 2022)
Tax Bill	$6,407 (2025)
Deeds & Mortgages	Jul 2022 Construction Loan Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`48-026605-001500-7`

Property Details

APN / Parcel Number

Primary APN	`48-026605-001500-7`
Alternative APNs	`4802660500150070111` `180121`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,458 sqft Living Area
1st Floor Area	2,458 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1983
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	12,589 sqft (0.289 acres)
Lot Dimensions	127 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	540 sqft
Carport	Carport
Carport Area	540 sqft
Driveway	Concrete Driveway
Driveway Area	1,500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	552 sqft
Storage Building	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3401 OAKRIDGE LN
City	WACO
State	TX
Zip	76708-1564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	LAKE HEIGHTS LOT 15 BLOCK 1 ACRES .289
Legal Subdivision	LAKE HEIGHTS
Legal Block	1
Legal Lot Number	15
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3027
Census Tract	3000

Owner

3401 Oakridge Ln is owned by an individual who bought it in July 2022.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	307 KASH DERRICK DR, CHINA SPRING, TX 76633-2886
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Vendor's Lien, Transfer · Construction Mortgage CENTRAL NATIONAL BANK
Oct 21, 2021	Special Warranty Deed, Transfer · Stand-Alone First Mortgage NATIONSTAR MORTGAGE LLC
Nov 12, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Nov 1, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Apr 4, 2018	Quit Claim Deed, Mortgage · FHA Mortgage TEXANA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2022 · Amount on File
Deed Sale	Jul 21, 2022 · Amount on File
Prior Sale	Oct 21, 2021 · Amount on File
Deed Document Number	202230122
Prior Transfer Date	Feb 13, 2015
Prior Transfer Doc	0000006564
Record Updated	Oct 29, 2026

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jul 21, 2022
Property Address	3401 OAKRIDGE LN, WACO, TX 76708-1564
Document Number	0000030122
Map Reference	VOL 832 PG 605
Instrument Date	Jul 15, 2022
Instrument	2022030122
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 KASH DERRICK DR, CHINA SPRING, TX 76633-2886

Mortgage

Document Number	0000030123
Date	Jul 21, 2022
Instrument	2022030123

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 21, 2021
Property Address	3401 OAKRIDGE LN, WACO, TX 76708-1564
Document Number	0000043219
Map Reference	DOC 2007016475
Instrument Date	Oct 21, 2021
Instrument	2021043219
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 N VALLEY MILLS DR, WACO, TX 76710-4645

Mortgage

Document Number	0000043127
Date	Oct 21, 2021
Instrument	2021043127

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	3401 OAKRIDGE LN, WACO, TX 76708-1564
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040559
Date	Nov 12, 2020
Instrument	2020040559

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	3401 OAKRIDGE LN, WACO, TX 76708-1564
Document Number	0000037362
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3401 OAKRIDGE LN WACO TX 767081564, WACO, TX 76708-1564

Mortgage

Document Number	0000037362
Date	Nov 8, 2019
Instrument	37362

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2049

April 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 4, 2018
Property Address	3401 OAKRIDGE LN, WACO, TX 76708-1564
Document Number	0000010677
Instrument Date	Apr 2, 2018
Instrument	10677
Transaction Type	Mortgage
Record Updated	Apr 12, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3029 PALOMINO TRL WACO TX 767067296, WACO, TX 76706-7296

Mortgage

Document Number	10678
Date	Apr 4, 2018
Instrument	10678

Lender

Name	TEXANA BK
Type	Bank
Address	TEXARKANA, TX 75503

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3401 Oakridge Ln was $6,407, down 0.3% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,000 (-) Land $33,240 Building $251,760	$285,000 (-) Land $33,240 Building $251,760
2025	$6,407.00 (-0.33%)	$285,000 Land $33,240 Building $251,760	$285,000 Land $33,240 Building $251,760
2024	$6,428.00
2023		$285,000 Land $33,240 Building $251,760	$285,000 Land $33,240 Building $251,760
2022	$6,389.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3401 Oakridge Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–1997)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 1997 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3401 Oakridge Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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