3420 James Ave, Waco, TX 76711 Property Records

McLennan County property record for 3420 James Ave, Waco, TX 76711

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 755 sqft · built 1945
Lot Size0.174 acres (7,560 sqft)
OwnerIndividual Name on Record
Last Sale$80,000 (Jan 2020)
Tax Bill$2,396 (2025)
Deeds & MortgagesJan 2020 Line of Credit
May 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN48-024901-002300-2

Property Details

APN / Parcel Number

Primary APN48-024901-002300-2
Alternative APNs
  • 4802490100230020111
  • 178794

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area755 sqft Living Area
1st Floor Area755 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1978
Exterior MaterialWood
Roof MaterialComposition Shingle
Lot Area7,560 sqft (0.174 acres)
Lot Dimensions140 ft deep x 54 ft wide
Garage TypeCarport
Garage Area140 sqft
CarportCarport
Carport Area140 sqft
DrivewayConcrete Driveway
Driveway Area360 sqft

Exterior Amenities

PorchOpen Porch
Porch Area40 sqft
Deck Area287 sqft
Storage Building1 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemSpace Heater

Location & Zoning

Street Address3420 JAMES AVE
CityWACO
StateTX
Zip76711-1537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionJOSEPH TOM LOT 8 BLOCK 2 ACRES .1736
Legal SubdivisionJOSEPH TOM
Legal Block2
Legal Lot Number8
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1019
Census Tract4300

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3420 JAMES AVE, WACO, TX 76711-1537
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2020Vendor's Lien, Transfer · Line of Credit
ALLIANCE BANK CENTRAL TEXAS
May 30, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 16, 2019Grant Deed, Transfer
NOBLE ENTS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 27, 2020 · Amount on Record
Deed SaleJan 27, 2020 · Amount on Record
Prior SaleFeb 25, 2014
Deed Document Number20202869
Prior Transfer DateJan 24, 2020
Prior Transfer Doc0000002869
Record UpdatedOct 29, 2026

January 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateJan 27, 2020
Property Address3420 JAMES AVE, WACO, TX 76711-1537
Document Number0000002869
Map ReferenceVOL 660 PG 226
Instrument DateJan 24, 2020
Instrument2020002869
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3420 JAMES AVE, WACO, TX 76711-1537

Mortgage

Document Number0000002870
DateJan 27, 2020
Instrument2020002870
Lender
NameALLIANCE BANK CENTRAL TEXAS
TypeBank
Special NotesSeller Financed
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJan 24, 2025

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCLENNAN TX
Recording DateMay 30, 2019
Property Address3420 JAMES AVE, WACO, TX 76711-1537
Document Number0000017602
Instrument DateMay 20, 2019
Instrument17602
Transaction TypeTransfer
Record UpdatedJul 1, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address612 BRUSHY CREEK DR HEWITT TX 766433529, HEWITT, TX 76643-3529

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMCLENNAN TX
Recording DateApr 16, 2019
Property Address3420 JAMES AVE, WACO, TX 76711-1537
Document Number0000012524
Instrument DateApr 1, 2019
Instrument12524
Transaction TypeTransfer
Record UpdatedMay 21, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3420 JAMES AVE WACO TX 767111537, WACO, TX 76711-1537

Mortgage

Document Number12768
DateApr 16, 2019
Instrument12768
Lender
NameNOBLE ENTS
Address1609 NORTHCREST DR, WACO, TX 76710-6104
Agreement
AmountAmount Recorded
Term120 Months
DueApr 15, 2029

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$105,447 (-1.06%) Land $22,378 Building $83,069$105,447 (-1.06%) Land $22,378 Building $83,069
2025$2,396.00 (-0.95%)$106,580 (+3.5%) Land $20,340 Building $86,240$106,580 (+3.5%) Land $20,340 Building $86,240
2024$2,419.00 (+4.81%)
2023$102,980 Land $20,340 Building $82,640$102,980 Land $20,340 Building $82,640
2022$2,308.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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