3417 James Ave, Waco, TX 76711 Property Records

McLennan County property record for 3417 James Ave, Waco, TX 76711

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 918 sqft · built 1952
Lot Size	0.167 acres (7,270 sqft)
Owner	Individual Name on File
Last Sale	$158,800 (Aug 2021)
Tax Bill	$3,911 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-024901-000900-1`

Property Details

APN / Parcel Number

Primary APN	`48-024901-000900-1`
Alternative APNs	`4802490100090010111` `178780`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	918 sqft Living Area
1st Floor Area	918 sqft
Flooring	Carpet

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1973
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	7,270 sqft (0.167 acres)
Lot Dimensions	143 ft deep x 51 ft wide
Driveway	Concrete Driveway
Driveway Area	300 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Patio Area	144 sqft
Storage Building	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3417 JAMES AVE
City	WACO
State	TX
Zip	76711-1536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	JOSEPH TOM LOT 9 BLOCK 1 ACRES .1669
Legal Subdivision	JOSEPH TOM
Legal Block	1
Legal Lot Number	9
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1018
Census Tract	4300

Owner

3417 James Ave is owned and occupied by an individual who bought it in August 2021.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	3417 JAMES AVE, WACO, TX 76711-1536
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2021 · Amount on File
Deed Sale	Aug 11, 2021 · Amount on File
Prior Sale	Mar 9, 2021
Deed Document Number	202132130
Prior Transfer Date	Aug 6, 2021
Prior Transfer Doc	0000032130
Record Updated	Oct 29, 2026

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Aug 11, 2021
Property Address	3417 JAMES AVE, WACO, TX 76711-1536
Document Number	0000032130
Map Reference	VOL 660 PG 226
Instrument Date	Aug 6, 2021
Instrument	2021032130
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3417 JAMES AVE, WACO, TX 76711-1536

Mortgage

Document Number	0000032131
Date	Aug 11, 2021
Instrument	2021032131

Lender

Name	FIRST NATIONAL BANK TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3417 James Ave was $3,911, down 1% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,718 (-2.44%) Land $21,956 Building $147,762	$169,718 (-2.44%) Land $21,956 Building $147,762
2025	$3,911.00 (-0.99%)	$173,970 Land $19,920 Building $154,050	$173,970 Land $19,920 Building $154,050
2024	$3,950.00
2023		$160,530 Land $19,920 Building $140,610	$160,530 Land $19,920 Building $140,610
2022	$3,598.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3417 James Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3417 James Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20