3409 James Ave, Waco, TX 76711 Property Records

McLennan County property record for 3409 James Ave, Waco, TX 76711

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,562 sqft · built 1952
Lot Size0.166 acres (7,232 sqft)
OwnerIndividual Name on File
Last Sale$163,631 (Mar 2024)
Tax Bill$4,777 (2025)
Deeds & MortgagesMar 2024 Mortgage
Mar 2019 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN48-024901-001100-5

Property Details

APN / Parcel Number

Primary APN48-024901-001100-5
Alternative APNs
  • 4802490100110050111
  • 178782

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,562 sqft Living Area
1st Floor Area1,562 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1978
Exterior MaterialWood
Foundation TypePier/Post & Beam
Roof MaterialComposition Shingle
Lot Area7,232 sqft (0.166 acres)
Lot Dimensions142 ft deep x 51 ft wide
Garage TypeDetached
Garage Area240 sqft
DrivewayConcrete Driveway
Driveway Area250 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area84 sqft
Storage Building60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3409 JAMES AVE
CityWACO
StateTX
Zip76711-1536
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionJOSEPH TOM LOT 11 BLOCK 1 ACRES .166
Legal SubdivisionJOSEPH TOM
Legal Block1
Legal Lot Number11
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1018
Census Tract4300

Owner

Source: McLennan County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3409 JAMES AVE, WACO, TX 76711-1536
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2024Vendor's Lien, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 15, 2019Warranty Deed, Transfer · FHA Mortgage
WALLICK & VOLK
Nov 15, 2018Warranty Deed, Transfer
NOT AVAILABLE
Nov 13, 2018Warranty Deed, Transfer
OTHER
Nov 13, 2018Warranty Deed, Transfer
OTHER
Aug 6, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 25, 2024 · Amount on File
Deed SaleMar 25, 2024 · Amount on File
Prior SaleMar 15, 2019 · Amount on File
Deed Document Number20248890
Prior Transfer DateMar 14, 2019
Prior Transfer Doc0000008809
Record UpdatedOct 29, 2026

March 2024: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateMar 25, 2024
Property Address3409 JAMES AVE, WACO, TX 76711-1536
Document Number0000008890
Map ReferenceVOL 660 PG 226
Instrument DateMar 22, 2024
Instrument2024008890
Transaction TypeTransfer
Record UpdatedApr 12, 2024
Title CompanyALAMO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3409 JAMES AVE, WACO, TX 76711-1536

Transferred To (Grantee/Buyer)

NameVerified Name
Address3409 JAMES AVE, WACO, TX 76711-1536

Mortgage

Document Number0000008891
DateMar 25, 2024
Instrument2024008891
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2054

Mortgage

Document Number0000008892
DateMar 25, 2024
Instrument2024008892
Lender
NameTEXAS STATE AFFORDABLE HSNG CORP
TypeGovernment Agency
AddressAUSTIN, TX 78752
Agreement
AmountAmount on Record
Term36 Months
DueMar 22, 2027

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateMar 15, 2019
Property Address3409 JAMES AVE, WACO, TX 76711-1536
Document Number0000008809
Instrument DateMar 14, 2019
Instrument8809
Transaction TypeTransfer
Record UpdatedApr 4, 2019
Title CompanyAMERICAN GUARANTY TITLE COMPANY, AMERICAN GUARANTY TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3409 JAMES AVE WACO TX 767111536, WACO, TX 76711-1536

Mortgage

Document Number8810
DateMar 15, 2019
Instrument8810
Lender
NameWALLICK & VOLK
AddressCHEYENNE, WY 82001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 14, 2049

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateNov 15, 2018
Property Address3409 JAMES AVE, WACO, TX 76711-1536
Document Number0000039959
Instrument DateNov 9, 2018
Instrument39959
Transaction TypeTransfer
Record UpdatedApr 8, 2019
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3409 JAMES AVE WACO TX 767111536, WACO, TX 76711-1536

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateNov 13, 2018
Property Address3409 JAMES AVE, WACO, TX 76711-1536
Document Number0000039523
Instrument DateNov 8, 2018
Instrument39523
Transaction TypeTransfer
Record UpdatedApr 10, 2019
Title CompanyOTHER

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 597 WEST TX 766910597, WEST, TX 76691-0597

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateNov 13, 2018
Property Address3409 JAMES AVE, WACO, TX 76711-1536
Document Number0000039524
Instrument DateNov 7, 2018
Instrument39524
Transaction TypeTransfer
Record UpdatedApr 10, 2019
Title CompanyOTHER

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address710 N 64TH ST WACO TX 767104387, WACO, TX 76710-4387

August 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMCLENNAN TX
Recording DateAug 6, 2018
Property Address3409 JAMES AVE, WACO, TX 76711-1536
Document Number0000027567
Instrument DateMay 1, 2018
Instrument27567
Transaction TypeForeclosure
Record UpdatedAug 28, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address902 KITTY HAWK RD #170-157 UNIVERSAL CITY TX 781483825, 170-15, UNIVERSAL CITY, TX 78148-3825

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$207,395 (-2.39%) Land $21,912 Building $185,483$207,395 (-2.39%) Land $21,912 Building $185,483
2025$4,777.00 (+109.43%)$212,480 (+5.46%) Land $19,890 Building $192,590$212,480 (+5.46%) Land $19,890 Building $192,590
2024$2,281.00 (+16.32%)
2023$201,470 Land $19,890 Building $181,580$201,470 Land $19,890 Building $181,580
2022$1,961.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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