2322 High Rdg Rd, Lima, OH 45805 Property Records

Allen County property record for 2322 High Rdg Rd, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,591 sqft · built 1971
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on Record
Last Sale	$157,000 (Jun 2015)
Tax Bill	$4,628 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-0904-03-003.000`

Property Details

APN / Parcel Number

Primary APN	`46-0904-03-003.000`
Alternative APN	`L3546090403003000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,591 sqft Living Area
Gross Area	4,127 sqft
1st Floor Area	1,689 sqft
Upper Floors Area	902 sqft
Basement Area	1,046 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	37,026 sqft (0.85 acres)
Lot Dimensions	131 ft deep x 124 ft wide
Garage Type	Attached
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces
Deck Area	498 sqft
Patio Area	498 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	2322 HIGH RIDGE RD
City	LIMA
State	OH
Zip	45805-4044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWOOD ESTATES SUBDIVISION NO 2 LOT 25044 & PT SE 1/4 JOINT TEN FF 125.00
Legal Subdivision	FAIRWOOD ESTATES SUBDIVISION
Legal Lot Number	25044
Jurisdiction	ALLEN OH
Township / Civil Division	SHAWNEE
Census Block Group	1
Census Block	1003
Census Tract	12000

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2322 HIGH RIDGE RD, LIMA, OH 45805-4044
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jan 10, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2015 · Amount on Record
Deed Sale	Jun 9, 2015 · Amount on Record
Prior Sale	Jun 3, 2002 · Amount on Record
Deed Document Number	20155487
Deed Book / Page	2015 / 5487
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	2322 HIGH RIDGE RD, LIMA, OH 45805-4044
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2322 HIGH RIDGE RD, LIMA, OH 45805-4044

Mortgage

Document Number	1090000216
Date	Jan 9, 2026
Book Page	2026/216
Instrument	202601090000216

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2066

Interest

Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	2322 HIGH RIDGE RD, LIMA, OH 45805-4044
Document Number	0000000634
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2322 HIGH RIDGE RD LIMA OH 458054044, LIMA, OH 45805-4044

Mortgage

Document Number	0000000634
Date	Jan 17, 2020
Instrument	634

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2050

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Shawnee Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,628.00 (-6.77%)	$94,160 (-) Land $22,440 Building $71,720	$269,000 (-) Land $64,100 Building $204,900
2024	$4,964.00 (+9.44%) Homeowner's exemption	$94,160 (+21.17%) Land $22,440 Building $71,720	$269,000 (+21.17%) Land $64,100 Building $204,900
2023	$4,536.00 (-3.51%) Homeowner's exemption	$77,710 (-) Land $18,240 Building $59,470
2022	$4,701.00 Homeowner's exemption	$77,710 Land $18,240 Building $59,470
2021			$222,000 Land $52,100 Building $169,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2008–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile, TSC.

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