York County property record for 3420 Bruce Rdg, Clover, SC 29710
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,560 sqft · built 2006 |
| Lot Size | 0.351 acres (15,274 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,000 (Jun 2024) |
| Tax Bill | $2,345 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Jun 2024 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 565-01-01-177 |
| Primary APN | 565-01-01-177 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,560 sqft Living Area |
| Gross Area | 3,268 sqft |
| 1st Floor Area | 1,120 sqft |
| 2nd Floor Area | 1,440 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 15,274 sqft (0.351 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 168 sqft |
| Patio Area | 100 sqft |
| Street Address | 3420 BRUCE RDG |
|---|---|
| City | CLOVER |
| State | SC |
| Zip | 29710-6018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RCI |
| Legal Description | LT# 163 PH 2 MP 2B MILL CREEK FALLS |
| Legal Subdivision | MILL CREEK FALLS |
| Legal Lot Number | 163 |
| Jurisdiction | YORK SC |
| Township / Civil Division | CLOVER |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 61709 |
3420 Bruce Rdg is owned and occupied by two individuals who bought it in June 2024.
Source: York County records, as of May 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3420 BRUCE RDG, CLOVER, SC 29710-6018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NBKC BANK |
| Jun 4, 2024 | Deed, Transfer · Line of Credit NBKC BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2024 · Amount on File |
| Deed Sale | Jun 4, 2024 · Amount on File |
| Prior Sale | May 12, 2008 · Amount on File |
| Deed Document Number | 202417110 |
| Deed Book / Page | 21334 / 445 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 3420 BRUCE RDG, CLOVER, SC 29710-6018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3420 BRUCE RDG, CLOVER, SC 29710-6018 |
| Document Number | 2224800291 |
|---|---|
| Date | Nov 12, 2025 |
| Book Page | 22248/291 |
| Instrument | 2025038585 |
| Name | NBKC BANK |
|---|---|
| Type | Bank |
| Address | 8320 WARD PKWY, KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2040 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Jun 4, 2024 |
| Property Address | 3420 BRUCE RDG, CLOVER, SC 29710-6018 |
| Document Number | 2133400445 |
| Book / Page | 21334 / 445 |
| Map Reference | MB 143 PG 193 |
| Instrument Date | May 31, 2024 |
| Instrument | 2024017110 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,183.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3420 BRUCE RDG, CLOVER, SC 29710-6018 |
| Document Number | 2024017111 |
|---|---|
| Date | Jun 4, 2024 |
| Instrument | 2024017111 |
| Name | NBKC BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2054 |
The 2025 property tax bill for 3420 Bruce Rdg was $2,345.
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Unified School District | York School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,345.00 | $17,132 Land $2,400 Building $14,732 | $428,300 Land $60,000 Building $368,300 |
| 2023 | $913.00 Additional exemption filed | $8,303 Land $1,822 Building $6,481 | $250,593 Land $55,000 Building $195,593 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3420 Bruce Rdg in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3420 Bruce Rdg is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003 |
|---|---|
| Water Source | Purchased surface water from CITY OF ROCK HILL |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Comporium Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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