3408 Bruce Rdg, Clover, SC 29710 Property Records

York County property record for 3408 Bruce Rdg, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,560 sqft · built 2006
Lot Size	0.232 acres (10,123 sqft)
Owner	Individual Name on File
Last Sale	$24,000 (Mar 2017)
Tax Bill	$1,582 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`565-01-01-180`

Property Details

APN / Parcel Number

Primary APN	`565-01-01-180`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,560 sqft Living Area
Gross Area	3,368 sqft
1st Floor Area	1,120 sqft
2nd Floor Area	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Brick
Lot Area	10,123 sqft (0.232 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	168 sqft
Patio Area	200 sqft

Location & Zoning

Street Address	3408 BRUCE RDG
City	CLOVER
State	SC
Zip	29710-6018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCI
Legal Description	LT# 166 PH 2 MP 2B MILL CREEK FALLS
Legal Subdivision	MILL CREEK FALLS
Legal Lot Number	166
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	1
Census Block	1015
Census Tract	61709

Owner

3408 Bruce Rdg is owned and occupied by an individual who bought it in March 2017.

Source: York County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	3408 BRUCE RDG, CLOVER, SC 29710-6018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Mar 23, 2017	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2017 · Amount on File
Deed Sale	Mar 23, 2017 · Amount on File
Prior Sale	Nov 13, 2006 · Amount on File
Deed Document Number	20179800
Deed Book / Page	16293 / 292
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	3408 BRUCE RDG, CLOVER, SC 29710-6018
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1859100301
Date	Sep 21, 2020
Book Page	18591/301
Instrument	2020043815

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Mar 23, 2017
Property Address	3408 BRUCE RDG, CLOVER, SC 29710-6018
Document Number	1629300292
Book / Page	016293 / 000292
Instrument Date	Mar 16, 2017
Instrument	9800
Transaction Type	Transfer
Record Updated	Apr 6, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$888.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3408 BRUCE RDG CLOVER SC 297106018, CLOVER, SC 29710-6018

Mortgage

Document Number	1629300294
Date	Mar 23, 2017
Book Page	016293/000294
Instrument	9801

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3408 Bruce Rdg was $1,582.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,582.00	$11,557 Land $1,767 Building $9,790	$392,500 Land $60,000 Building $332,500
2023	$1,456.00	$10,049 Land $2,200 Building $7,849	$251,234 Land $55,000 Building $196,234

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3408 Bruce Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3408 Bruce Rdg is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Comporium Fiber · Cable in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bruce Rdg

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