3424 Bruce Rdg, Clover, SC 29710 Property Records

York County property record for 3424 Bruce Rdg, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,988 sqft · built 2006
Lot Size	0.319 acres (13,884 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Jul 2021)
Tax Bill	$1,854 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`565-01-01-176`

Property Details

APN / Parcel Number

Primary APN	`565-01-01-176`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,988 sqft Living Area
Gross Area	2,738 sqft
1st Floor Area	1,260 sqft
2nd Floor Area	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Brick
Lot Area	13,884 sqft (0.319 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Location & Zoning

Street Address	3424 BRUCE RDG
City	CLOVER
State	SC
Zip	29710-6018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCI
Legal Description	LT# 162 PH 2 MP 2B MILL CREEK FALLS
Legal Subdivision	MILL CREEK FALLS
Legal Lot Number	162
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	1
Census Block	1015
Census Tract	61709

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3424 BRUCE RDG, CLOVER, SC 29710-6018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORP
Jan 24, 2020	Warranty Deed, Transfer · VA Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2021 · Amount on Record
Deed Sale	Jul 15, 2021 · Amount on Record
Prior Sale	Jan 24, 2020 · Amount on Record
Deed Document Number	202140769
Deed Book / Page	19435 / 203
Record Updated	Jun 8, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Jul 15, 2021
Property Address	3424 BRUCE RDG, CLOVER, SC 29710-6018
Document Number	1943500203
Book / Page	19435 / 203
Map Reference	MB D-49 PG 2&3
Instrument Date	Jul 6, 2021
Instrument	2021040769
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,258.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3424 BRUCE RDG, CLOVER, SC 29710-6018

Mortgage

Document Number	2021040770
Date	Jul 15, 2021
Instrument	2021040770

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Jan 24, 2020
Property Address	3424 BRUCE RDG, CLOVER, SC 29710-6018
Document Number	1803800200
Book / Page	018038 / 000200
Instrument Date	Jan 8, 2020
Instrument	3407
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$981.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3424 BRUCE RDG LAKE WYLIE SC 297106018, LAKE WYLIE, SC 29710-6018

Mortgage

Document Number	1803800203
Date	Jan 24, 2020
Book Page	018038/000203
Instrument	3408

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2050

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,854.00 (-2.73%)	$13,544 (+2.93%) Land $2,400 Building $11,144	$338,600 (+2.92%) Land $60,000 Building $278,600
2023	$1,906.00	$13,159 Land $2,200 Building $10,959	$328,978 Land $55,000 Building $273,978

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Comporium Fiber · Cable in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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