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342 White Pine Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 342 White Pine Dr, Saint Charles, MO 63304 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 3,009 sqft · built 1987
Lot Size0.42 acres (18,295 sqft)
Owner2 Individual Names on File
Last Sale$490,000 (Aug 2023)
Tax Bill$4,535 (2025)
Deeds & MortgagesAug 2023 Mortgage
Jan 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNA860000471

Property Details

APN / Parcel Number

Primary APNA860000471
Alternative APN
  • 3-0112-5858-00-0691.0000000

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,009 sqft Living Area
Gross Area4,539 sqft
1st Floor Area1,318 sqft
Basement Area1,285 sqft
Finished Basement459 sqft
Unfinished Basement826 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,295 sqft (0.42 acres)
Garage TypeAttached
Garage Area704 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area59 sqft
Deck AreaDeck Area
Patio Area552 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA860000471
Street Address342 WHITE PINE DR
CitySAINT CHARLES
StateMO
Zip63304-7270
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTIMBERWOOD TRLS #7 LOT 691
Legal SubdivisionTIMBERWOOD TRAILS #7
Legal Lot Number691
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group2
Census Block2018
Census Tract311114

Owner

Source: St. Charles County records · APN A860000471

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address342 WHITE PINE DR, SAINT CHARLES, MO 63304-7270
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 01, 2023Warranty Deed, Transfer · Conventional Mortgage
CMG MORTGAGE INC
Jan 07, 2022Beneficiary Deed, Transfer
Jul 07, 2017Warranty Deed, Transfer
STIFEL BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 01, 2023 · Amount on Record
Deed SaleAug 01, 2023 · Amount on Record
Prior SaleOct 16, 2019 · Amount on Record
Deed Document Number202330608
Prior Transfer DateJun 24, 2021
Prior Transfer Doc0000001652
Record UpdatedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 01, 2023
Property Address342 WHITE PINE DR, SAINT CHARLES, MO 63304-7270
Document Number0000030608
Map ReferenceMB 24 PG 82
Instrument DateJul 28, 2023
Instrument2023R-030608
Transaction TypeTransfer
Record UpdatedJan 17, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address201 N KINGSHIGHWAY ST, SAINT CHARLES, MO 63301-1611

Transferred To (Grantee/Buyer)

NameVerified Name
Address342 WHITE PINE DR, SAINT CHARLES, MO 63304-7270

Mortgage

Document Number0000030609
DateAug 01, 2023
Instrument2023R-030609
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2053

January 2022: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateJan 07, 2022
Property Address342 WHITE PINE DR, SAINT CHARLES, MO 63304-7270
Document Number0000001652
Map ReferenceMB 24 PG 82
Instrument DateJun 24, 2021
Instrument2022R-001652
Transaction TypeTransfer
Record UpdatedJan 17, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address342 WHITE PINE DR, SAINT CHARLES, MO 63304-7270

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJul 07, 2017
Property Address342 WHITE PINE DR, SAINT CHARLES, MO 63304-7270
Document Number0067702289
Book / Page006770 / 002289
Instrument DateJun 30, 2017
Instrument417540
Transaction TypeTransfer
Record UpdatedAug 22, 2017
Title CompanyCONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address342 WHITE PINE DR ST CHARLES MO 633047270, ST CHARLES, MO 63304-7270

Mortgage

Document Number67702292
DateJul 07, 2017
Book Page006770/002292
Instrument417550
Lender
NameSTIFEL BK&TR
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueJul 06, 2047

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$76,505 (-)$402,659 (-) Land $59,500 Building $343,159
2025$4,535.00 (+7.57%)$76,505 (+8.31%)$402,659 (+8.31%) Land $59,500 Building $343,159
2024$4,216.00 (+13.58%)
2023$70,638 (+22.27%)
2022$3,712.00$57,770$371,780 (+22.27%) Land $59,500 Building $312,280
2021$304,055 Land $59,500 Building $244,555

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111142, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims2 (1993)
Most Recent ClaimJul 1993, river or lake flooding, Severe Storms & Flooding
Claims By Storm
  • Severe Storms & Flooding, Jul 1993 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 234 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
WH i3B Bidco LLC/WH i3B TopcoFiber8,000 / 8,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: T-Mobile USA, AT&T, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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