339 White Pine Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 339 White Pine Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,606 sqft · built 1987
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on Record
Tax Bill	$4,555 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A860000468`

Property Details

APN / Parcel Number

Primary APN	`A860000468`
Alternative APN	`3-0112-5858-00-0688.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,606 sqft Living Area
1st Floor Area	1,335 sqft
Basement Area	1,302 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Other
Exterior Material	Brick/Stone
Lot Area	14,810 sqft (0.339 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	227 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	A860000468
Old Parcel Number	A860000468
Street Address	339 WHITE PINE DR
City	SAINT CHARLES
State	MO
Zip	63304-7268
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBERWOOD TRLS #7 LOT 688
Legal Range	03E
Legal Township	46N
Legal Subdivision	TIMBERWOOD TRAILS #7
Legal Lot Number	688
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	2
Census Block	2025
Census Tract	311114

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	339 WHITE PINE DR, SAINT CHARLES, MO 63304-7268
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage JLB CORP
Apr 22, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Jan 27, 2021	Quit Claim Deed, Transfer GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2001
Deed Sale	Feb 1, 2001
Prior Sale	Jan 27, 2021
Deed Document Number	0024961413
Last Transfer Date	Apr 22, 2024
Transfer Doc	0000015143
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	339 WHITE PINE DR, SAINT CHARLES, MO 63304-7268
Transaction Type	Mortgage
Record Updated	Nov 13, 2025
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	339 WHITE PINE DR, SAINT CHARLES, MO 63304-7268

Mortgage

Document Number	0000048282
Date	Oct 29, 2025
Instrument	2025R-048282

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	339 WHITE PINE DR, SAINT CHARLES, MO 63304-7268
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	339 WHITE PINE DR, SAINT CHARLES, MO 63304-7268

Mortgage

Document Number	0000068900
Date	Aug 17, 2021
Instrument	2021R-068900

Lender

Name	JLB CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Apr 22, 2024
Property Address	339 WHITE PINE DR, SAINT CHARLES, MO 63304-7268
Document Number	0000015143
Map Reference	MB 24 PG 82
Instrument Date	Mar 17, 2024
Instrument	2024R-015143
Transaction Type	Transfer
Record Updated	May 7, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47 SOWDEN LN, WHITEHALL, MT 59759-9630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	339 WHITE PINE DR, SAINT CHARLES, MO 63304-7268

Mortgage

Document Number	0000015144
Date	Apr 22, 2024
Instrument	2024R-015144

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	KANSAS CITY, KS 66101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 27, 2021
Property Address	339 WHITE PINE DR, SAINT CHARLES, MO 63304-7268
Document Number	0000007899
Instrument Date	Jan 21, 2021
Instrument	7899
Transaction Type	Transfer
Record Updated	Apr 2, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	339 WHITE PINE DR ST CHARLES MO 633047268, ST CHARLES, MO 63304-7268

Mortgage

Document Number	7900
Date	Jan 27, 2021
Instrument	7900

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,555.00	$76,841 (+6.42%)	$404,428 (+6.42%) Land $70,000 Building $334,428
2023		$72,204
2022			$380,022 Land $70,000 Building $310,022

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Wisper ISP.

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