330 White Pine Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 330 White Pine Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,282 sqft · built 1986
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individuals on Record
Last Sale	$260,000 (Jun 2019)
Tax Bill	$4,683 (2025)
Deeds & Mortgages	Sep 2022 Sale Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A860000485`

Property Details

APN / Parcel Number

Primary APN	`A860000485`
Alternative APN	`3-0112-5858-00-0705.0000000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,282 sqft Living Area
Gross Area	4,361 sqft
1st Floor Area	1,335 sqft
Basement Area	1,302 sqft
Finished Basement	663 sqft
Unfinished Basement	639 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	320 sqft
Deck Area	Deck Area
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A860000485
Street Address	330 WHITE PINE DR
City	SAINT CHARLES
State	MO
Zip	63304-7269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBERWOOD TRLS #7 LOT 705
Legal Subdivision	TIMBERWOOD TRAILS #7
Legal Lot Number	705
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	2
Census Block	2018
Census Tract	311114

Owner

Source: St. Charles County assessment roll, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	330 WHITE PINE DR, SAINT CHARLES, MO 63304-7269
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Beneficiary Deed, Transfer
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jun 27, 2019	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jun 27, 2019	Quit Claim Deed, Transfer US TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2019 · Amount on Record
Deed Sale	Jun 27, 2019 · Amount on Record
Prior Sale	Sep 7, 2012 · Amount on Record
Deed Document Number	2019322270
Deed Book / Page	7096 / 1888
Last Transfer Date	Aug 24, 2022
Transfer Doc	0000050301
Record Updated	Sep 20, 2026

September 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 12, 2022
Property Address	330 WHITE PINE DR, SAINT CHARLES, MO 63304-7269
Document Number	0000050301
Map Reference	MB 24 PG 82
Instrument Date	Aug 24, 2022
Instrument	2022R-050301
Transaction Type	Transfer
Record Updated	Sep 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	330 WHITE PINE DR, 330, SAINT CHARLES, MO 63304-7269

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 WHITE PINE DR, SAINT CHARLES, MO 63304-7269

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	330 WHITE PINE DR, SAINT CHARLES, MO 63304-7269
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072351429
Date	Feb 24, 2020
Book Page	7235/1429
Instrument	20200224000110320

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 27, 2019
Property Address	330 WHITE PINE DR, SAINT CHARLES, MO 63304-7269
Document Number	0070961888
Book / Page	7096 / 1888
Map Reference	MB 24 PG 82
Instrument Date	Jun 21, 2019
Instrument	20190627000322270
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	UST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	330 WHITE PINE DR, 330, SAINT CHARLES, MO 63304-7269

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	330 WHITE PINE DR, SAINT CHARLES, MO 63304-7269

Mortgage

Document Number	20190627000322280
Date	Jun 27, 2019
Instrument	20190627000322280

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 27, 2019
Property Address	330 WHITE PINE DR, SAINT CHARLES, MO 63304-7269
Document Number	0070961886
Book / Page	007096 / 001886
Instrument Date	Jun 21, 2019
Instrument	322260
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 WHITE PINE DR ST CHARLES MO 633047269, ST CHARLES, MO 63304-7269

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,022 (-)	$415,904 (-) Land $70,000 Building $345,904
2025	$4,683.00 (+7.51%)	$79,022 (+8.26%)	$415,904 (+8.26%) Land $70,000 Building $345,904
2024	$4,356.00
2023		$72,995
2022			$384,183 Land $70,000 Building $314,183

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Wisper ISP.

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