St. Johns County property record for 342 Vivian James Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,960 sqft · built 2019 |
| Lot Size | 0.31 acres (13,503 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $417,700 (Feb 2019) |
| Tax Bill | $7,330 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Mar 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027141-2310 |
| Primary APN | 027141-2310 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,960 sqft Living Area |
| Gross Area | 3,800 sqft |
| 1st Floor Area | 2,960 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,503 sqft (0.31 acres) |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 263 sqft |
| Patio Area | 302 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 342 VIVIAN JAMES DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-8403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 76/80-94 ARBOR MILL PHASE ONE LOT 231 OR4676/384 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 18 |
| Legal Subdivision | ARBOR MILL PHASE ONE |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 231 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 20908 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 342 VIVIAN JAMES DR, SAINT AUGUSTINE, FL 32092-8403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Apr 29, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 9, 2020 | Deed of Trust, Mortgage · Conventional with PMI BANK OF LITTLE ROCK |
| Feb 5, 2019 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIDELITY BANK |
| Jun 4, 2018 | Grant Deed, Construction Loan MARSH LANDING TITLE LLC |
| Jun 5, 2018 | Loan Modification, Mortgage · Line of Credit FIDELITY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2019 · Amount on Record |
| Deed Sale | Feb 5, 2019 · Amount on Record |
| Prior Sale | Jun 4, 2018 · Amount on Record |
| Deed Document Number | 20197919 |
| Deed Book / Page | 4676 / 384 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 342 VIVIAN JAMES DR, SAINT AUGUSTINE, FL 32092-8403 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 342 VIVIAN JAMES DR, ST AUGUSTINE, FL 32092-8403 |
| Document Number | 0055480127 |
|---|---|
| Date | Apr 29, 2022 |
| Book Page | 5548/127 |
| Instrument | 2022043942 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 12, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 342 VIVIAN JAMES DR, SAINT AUGUSTINE, FL 32092-8403 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 342 VIVIAN JAMES DR, SAINT AUGUSTINE, FL 32092-8403 |
| Document Number | 0052131299 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 5213/1299 |
| Instrument | 2021031153 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 342 VIVIAN JAMES DR, SAINT AUGUSTINE, FL 32092-8403 |
| Document Number | 0049251881 |
| Instrument Date | Apr 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 342 VIVIAN JAMES DR ST AUGUSTINE FL 320928403, ST AUGUSTINE, FL 32092-8403 |
| Document Number | 0049251881 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 004925/001881 |
| Instrument | 30369 |
| Name | BANK OF LITTLE ROCK |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72223 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 5, 2019 |
| Property Address | 342 VIVIAN JAMES DR, SAINT AUGUSTINE, FL 32092-8403 |
| Document Number | 0046760384 |
| Book / Page | 4676 / 0384 |
| Map Reference | MB 76 PG 89-94 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 2019007919 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,923.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5303 WESCONNETT BLVD, 5303, JACKSONVILLE, FL 32210-7832 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 342 VIVIAN JAMES DR, SAINT AUGUSTINE, FL 32092-8403 |
| Document Number | 2019007920 |
|---|---|
| Date | Feb 5, 2019 |
| Instrument | 2019007920 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 4, 2018 |
| Property Address | 342 VIVIAN JAMES DR, SAINT AUGUSTINE, FL 32092-8403 |
| Document Number | 0045571181 |
| Book / Page | 004557 / 001181 |
| Instrument Date | May 31, 2018 |
| Instrument | 38634 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 20, 2018 |
| Title Company | MARSH LANDING TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,985.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5303 WESCONNETT BLVD JACKSONVILLE FL 322107832, JACKSONVILLE, FL 32210-7832 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 5, 2018 |
| Property Address | 342 VIVIAN JAMES DR, SAINT AUGUSTINE, FL 32092-8403 |
| Document Number | 0045581148 |
| Book / Page | 004558 / 001148 |
| Instrument Date | May 31, 2018 |
| Instrument | 39062 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5303 WESCONNETT BLVD JACKSONVILLE FL 322107832, JACKSONVILLE, FL 32210-7832 |
| Investor | Possibly a Property Investor |
| Document Number | 45581148 |
|---|---|
| Date | Jun 5, 2018 |
| Book Page | 004558/001148 |
| Instrument | 39062 |
| Name | FIDELITY BK |
|---|---|
| Type | Bank |
| Address | 10611 DEERWOOD PARK BLVD, JACKSONVILLE, FL 32256-0509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $530,413 (+2.11%) Land $110,000 Building $420,413 | $530,413 (+2.11%) Land $110,000 Building $420,413 | |
| 2025 | $7,330.00 (+10.01%) | $519,475 (-4.39%) | $519,475 (-4.39%) Land $100,000 Building $419,475 |
| 2024 | $6,663.00 (+3.75%) | ||
| 2023 | $6,422.00 (+12.65%) | $543,339 (+18.33%) | $543,339 (+18.33%) Land $120,000 Building $423,339 |
| 2022 | $5,701.00 | $459,161 | $459,161 Land $100,800 Building $358,361 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 121 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 121 in force |
| Nearby Flood Claims | 28 (2008–2024) |
| Claims Outside the SFHA | 6 of 28 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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