314 Vivian James Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 314 Vivian James Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,528 sqft · built 2020
Lot Size0.28 acres (12,196 sqft)
Owner2 Individual Names on Record
Last Sale$430,400 (Dec 2020)
Tax Bill$4,983 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Jun 2018 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN027141-2290

Property Details

APN / Parcel Number

Primary APN027141-2290

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,528 sqft Living Area
Gross Area3,357 sqft
1st Floor Area2,528 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,196 sqft (0.28 acres)
Garage TypeAttached
Garage Area649 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address314 VIVIAN JAMES DR
CitySAINT AUGUSTINE
StateFL
Zip32092-8403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description76/80-94 ARBOR MILL PHASE ONE LOT 229 OR5136/622
Legal Range28E
Legal Township06S
Legal Section18
Legal SubdivisionARBOR MILL PHASE ONE
Legal Phase1
Legal Block1
Legal Lot Number229
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1033
Census Tract20908

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address314 VIVIAN JAMES DR, SAINT AUGUSTINE, FL 32092-8403
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
AMERIS BANK
Jun 5, 2018Loan Modification, Mortgage · Line of Credit
FIDELITY BK
Jun 4, 2018Grant Deed, Construction Loan
MARSH LANDING TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 28, 2020 · Amount on Record
Deed SaleDec 28, 2020 · Amount on Record
Prior SaleJun 4, 2018 · Amount on Record
Deed Document Number2020118810
Deed Book / Page5136 / 622
Record UpdatedJun 8, 2026

December 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateDec 28, 2020
Property Address314 VIVIAN JAMES DR, SAINT AUGUSTINE, FL 32092-8403
Document Number0051360622
Book / Page5136 / 622
Map ReferenceMB 76 PG 80-94
Instrument DateDec 23, 2020
Instrument2020118810
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 28, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,012.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5303 WESCONNETT BLVD, 5303, JACKSONVILLE, FL 32210-7832

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 VIVIAN JAMES DR, SAINT AUGUSTINE, FL 32092-8403

Mortgage

Document Number0005136624
DateDec 28, 2020
Instrument5136/624
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Recording DateJun 5, 2018
Property Address314 VIVIAN JAMES DR, SAINT AUGUSTINE, FL 32092-8403
Document Number0045581148
Book / Page004558 / 001148
Instrument DateMay 31, 2018
Instrument39062
Transaction TypeMortgage
Record UpdatedJun 26, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5303 WESCONNETT BLVD JACKSONVILLE FL 322107832, JACKSONVILLE, FL 32210-7832
InvestorPossibly a Property Investor

Mortgage

Document Number45581148
DateJun 5, 2018
Book Page004558/001148
Instrument39062
Lender
NameFIDELITY BK
TypeBank
Address10611 DEERWOOD PARK BLVD, JACKSONVILLE, FL 32256-0509
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2018: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateJun 4, 2018
Property Address314 VIVIAN JAMES DR, SAINT AUGUSTINE, FL 32092-8403
Document Number0045571181
Book / Page004557 / 001181
Instrument DateMay 31, 2018
Instrument38634
Transaction TypeConstruction Loan
Record UpdatedJun 20, 2018
Title CompanyMARSH LANDING TITLE LLC

Transaction

AmountAmount Recorded
Tax$5,985.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5303 WESCONNETT BLVD JACKSONVILLE FL 322107832, JACKSONVILLE, FL 32210-7832
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$394,296 (+2.7%)$486,590 (+1.46%) Land $110,000 Building $376,590
2025$4,983.00 (+12.28%) Homeowner's exemption$383,930 (+2.9%)$479,605 (-4.59%) Land $100,000 Building $379,605
2024$4,438.00 (+1.98%) Homeowner's exemption$373,110 (+3%)$502,662 (-) Land $120,000 Building $382,662
2023$4,352.00 (+2.79%) Homeowner's exemption$362,243 (+3%)$502,662 (+18.4%) Land $120,000 Building $382,662
2022$4,234.00 Homeowner's exemption$351,692$424,545 Land $100,800 Building $323,745

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 121 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies121 in force
Nearby Flood Claims28 (2008–2024)
Claims Outside the SFHA6 of 28
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 15 claims
  • Hurricane Matthew, Oct 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 69% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Fiber · Cable in parts of the area
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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