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284 Vivian James Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 284 Vivian James Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,008 sqft · built 2019
Lot Size0.31 acres (13,503 sqft)
OwnerIndividual Name on Record
Last Sale$304,000 (Jul 2020)
Tax Bill$3,977 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Mar 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN027141-2270

Property Details

APN / Parcel Number

Primary APN027141-2270

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area2,008 sqft Living Area
Gross Area2,550 sqft
1st Floor Area2,008 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,503 sqft (0.31 acres)
Garage TypeAttached
Garage Area430 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area172 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address284 VIVIAN JAMES DR
CitySAINT AUGUSTINE
StateFL
Zip32092-8403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description76/80-94 ARBOR MILL PHASE ONE LOT 227 OR4987/616
Legal Range28E
Legal Township06S
Legal Section18
Legal SubdivisionARBOR MILL PHASE ONE
Legal Phase1
Legal Block1
Legal Lot Number227
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1033
Census Tract20908

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address284 VIVIAN JAMES DR, SAINT AUGUSTINE, FL 32092-8403
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2020Warranty Deed, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 5, 2019Grant Deed, Transfer · Conventional with PMI
KBHS HM LNS LLC
Jul 23, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2020 · Amount on Record
Deed SaleJul 10, 2020 · Amount on Record
Prior SaleMar 5, 2019 · Amount on Record
Deed Document Number202055689
Deed Book / Page4987 / 616
Record UpdatedJun 8, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 10, 2020
Property Address284 VIVIAN JAMES DR, SAINT AUGUSTINE, FL 32092-8403
Document Number0049870616
Book / Page4987 / 616
Map ReferenceMB 76 PG 80-94
Instrument DateJul 1, 2020
Instrument2020055689
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyGIBRALTAR TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,128.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address140 HEATON LN, 140, SAINT AUGUSTINE, FL 32092-1924

Transferred To (Grantee/Buyer)

NameVerified Name
Address284 VIVIAN JAMES DR, SAINT AUGUSTINE, FL 32092-8403
InvestorPossibly a Property Investor

Mortgage

Document Number4987619
DateJul 10, 2020
Instrument4987/619
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateMar 5, 2019
Property Address284 VIVIAN JAMES DR, SAINT AUGUSTINE, FL 32092-8403
Document Number0046900275
Book / Page004690 / 000275
Instrument DateFeb 28, 2019
Instrument15254
Transaction TypeTransfer
Record UpdatedMar 15, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,945.93
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address284 VIVIAN JAMES DR ST AUGUSTINE FL 320928403, ST AUGUSTINE, FL 32092-8403

Mortgage

Document Number46900277
DateMar 5, 2019
Book Page004690/000277
Instrument15255
Lender
NameKBHS HM LNS LLC
AddressIRVING, TX 75063
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 4, 2049

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateJul 23, 2018
Property Address284 VIVIAN JAMES DR, SAINT AUGUSTINE, FL 32092-8403
Document Number0045831812
Book / Page004583 / 001812
Instrument DateJul 18, 2018
Instrument52302
Transaction TypeTransfer
Record UpdatedAug 2, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$5,254.90
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10475 FORTUNE PKWY #100 JACKSONVILLE FL 322563674, 100, JACKSONVILLE, FL 32256-3674

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$317,624 (+2.7%)$399,554 (+3.2%) Land $110,000 Building $289,554
2025$3,977.00 (+12.73%) Homeowner's exemption$309,274 (+5.99%)$387,177 (-5.92%) Land $100,000 Building $287,177
2024$3,528.00 (+2.02%)
2023$3,458.00 (+2.98%) Homeowner's exemption$291,804 (+3%)$411,557 (+18.27%) Land $120,000 Building $291,557
2022$3,358.00 Homeowner's exemption$283,305$347,972 Land $100,800 Building $247,172

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 121 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies121 in force
Nearby Flood Claims28 (2008–2024)
Claims Outside the SFHA6 of 28
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 15 claims
  • Hurricane Matthew, Oct 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 69% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Fiber · Cable in parts of the area		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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