DeSoto County property record for 328 Vaiden Ridge Dr S, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,717 sqft · built 2010 |
| Lot Size | 0.25 acres (10,901 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $262,802 (Jul 2026) |
| Tax Bill | $1,681 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jul 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-4-18-55-3-00021-00 |
| Primary APN | 3-07-4-18-55-3-00021-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,717 sqft Adjusted Area |
| 1st Floor Area | 1,454 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Material | Shingle |
| Lot Area | 10,901 sqft (0.25 acres) |
| Lot Dimensions | 200 ft deep x 88 ft wide |
| Patio Area | 160 sqft |
| Street Address | 328 VAIDEN RIDGE DR S |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-6017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | VAIDEN RIDGE LOT 21 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 18 |
| Legal Subdivision | VAIDEN RIDGE |
| Legal Lot Number | 21 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 71124 |
Source: DeSoto County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 328 VAIDEN RIDGE DR S, HERNANDO, MS 38632-6017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Sep 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MISSISSIPPI HOME CORPORATION |
| Jul 8, 2026 | Warranty Deed, Transfer · FHA Mortgage EAGLE BANK AND TRUST COMPANY |
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2026 · Amount on Record |
| Deed Sale | Jul 8, 2026 · Amount on Record |
| Prior Sale | Sep 18, 2013 · Amount on Record |
| Deed Book / Page | 1026 / 12053 |
| Prior Transfer Date | Nov 2, 2016 |
| Prior Transfer Doc | 000809/335 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Sep 1, 2026 |
| Property Address | 328 VAIDEN RIDGE DR S, HERNANDO, MS 38632-6017 |
| Document Number | 5663100148 |
| Book / Page | 5663 / 100148 |
| Instrument Date | Jul 8, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Title Company | GUARDIAN LAND TITLE, GUARDIAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 328 VAIDEN RIDGE DR S, HERNANDO, MS 38632-6017 |
| Document Number | 5663100148, |
|---|---|
| Date | Sep 1, 2026 |
| Book Page | 5663/100148 |
| Name | MISSISSIPPI HOME CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jul 8, 2026 |
| Property Address | 328 VAIDEN RIDGE DR S, HERNANDO, MS 38632-6017 |
| Document Number | 1026012053 |
| Book / Page | 1026 / 12053 |
| Instrument Date | Jul 8, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | GUARDIAN LAND TITLE, GUARDIAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 328 VAIDEN RIDGE DR S, HERNANDO, MS 38632-6017 |
| Document Number | 5663076968, |
|---|---|
| Date | Jul 8, 2026 |
| Book Page | 5663/76968 |
| Name | EAGLE BANK AND TRUST COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 5663076984, |
|---|---|
| Date | Jul 8, 2026 |
| Book Page | 5663/76984 |
| Name | MISSISSIPPI HOME CORPORATION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 0 Months |
| Due | Aug 1, 2026 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 328 VAIDEN RIDGE DR S, HERNANDO, MS 38632-6017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | REALTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 328 VAIDEN RIDGE DR S, HERNANDO, MS 38632-6017 |
| Document Number | 0005245/67 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 5245/67 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,681.00 (+15.69%) | $17,009 (+34.61%) Land $3,000 Building $14,009 | $170,094 (+34.62%) Land $30,000 Building $140,094 |
| 2023 | $1,453.00 | $12,636 | $126,355 Land $30,000 Building $96,355 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures