St. Johns County property record for 342 Silver Reef Ln, Saint Augustine, FL 32095 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2020 |
| Square Footage | 2,268 sqft Living Area |
| Lot Size | 10,454 sqft (0.24 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $520,000 (2024) |
| Tax Bill | $5,543.00 (2025) |
| Primary APN | 023713-3640 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Building Area | 2,268 sqft Living Area |
| Gross Area | 3,034 sqft Gross Area |
| 1st Floor | 2,268 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,454 sqft (0.24 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 616 sqft Garage |
| Porch Area | 150 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 342 SILVER REEF LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-7591 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 96/81-95 CREEKSIDE AT TWIN CREEKS PHASE 2B LOT 364 OR5991/1269 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 14 |
| Legal Subdivision | CREEKSIDE AT TWIN CREEKS PHASE 2B |
| Legal Phase | 2B |
| Legal Block | 1 |
| Legal Lot Number | 364 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2043 |
| Census Tract | 20904 |
Source: St. Johns County records · APN 023713-3640
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 342 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7591 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Mar 02, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Dec 09, 2020 | Grant Deed, Subdivision Related Transfer LENNAR TITLE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 25, 2024 · Amount on Record |
| Deed Sale | Jul 25, 2024 · Amount on Record |
| Prior Sale | Dec 09, 2020 · Amount on Record |
| Deed Doc Number | 202458424 |
| Deed Book / Page | 5991 / 1269 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | SAINT AUGUSTINE, FL 32095 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 342 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7591 |
| Document Number | 0057171278 |
|---|---|
| Date | Mar 02, 2023 |
| Book Page | 5717/1278 |
| Instrument | 2023016109 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 22, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 09, 2020 |
| Property Address | 342 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7591 |
| Document Number | 0051191082 |
| Book / Page | 005119 / 001082 |
| Instrument Date | Nov 20, 2020 |
| Instrument | 111945 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 23, 2020 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,562.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 342 SILVER REEF LN ST AUGUSTINE FL 320957591, ST AUGUSTINE, FL 32095-7591 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $317,547 (+2.7%) | $435,058 (-0.4%) Land $110,000 Building $325,058 | |
| 2025 | $5,543.00 (+21.32%) Homeowner's exemption | $309,199 (+17.26%) | $436,810 (-2.76%) Land $105,000 Building $331,810 |
| 2024 | $4,569.00 (+0.62%) Homeowner's exemption Widower's exemption | $263,688 | $449,205 (+22.67%) Land $105,000 Building $344,205 |
| 2023 | $4,541.00 (-26.98%) | ||
| 2022 | $6,219.00 | $366,180 | $366,180 Land $84,000 Building $282,180 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 57% of the US · above 29% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 877 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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