St. Johns County property record for 301 Silver Reef Ln, Saint Augustine, FL 32095 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2021 |
| Square Footage | 2,269 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $381,200 (2021) |
| Tax Bill | $6,699.00 (2025) |
| Primary APN | 023713-4600 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 2,269 sqft Living Area |
| Gross Area | 3,108 sqft Gross Area |
| 1st Floor | 2,269 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,712 sqft (0.2 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 619 sqft Garage |
| Porch Area | 220 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 301 SILVER REEF LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-7592 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 96/81-95 CREEKSIDE AT TWIN CREEKS PHASE 2B LOT 460 OR5271/613 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 14 |
| Legal Subdivision | CREEKSIDE AT TWIN CREEKS PHASE 2B |
| Legal Phase | 2B |
| Legal Block | 1 |
| Legal Lot Number | 460 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2072 |
| Census Tract | 20904 |
Source: St. Johns County records · APN 023713-4600
Assessment roll updated April 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 301 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7592 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 13, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage VYSTAR CU |
| Apr 11, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage VYSTAR CU |
| May 21, 2021 | Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage LENNAR MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 21, 2021 · Amount on Record |
| Deed Sale | May 21, 2021 · Amount on Record |
| Deed Doc Number | 202157418 |
| Deed Book / Page | 5271 / 613 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 301 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7592 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2023 |
| Name | Verified Name |
|---|---|
| Address | 301 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7592 |
| Document Number | 0058560917 |
|---|---|
| Date | Nov 13, 2023 |
| Book Page | 5856/917 |
| Instrument | 2023089280 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 301 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7592 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 301 AULGUSTINE, SAINT AUGUSTINE, FL 32095 |
| Document Number | 0057380973 |
|---|---|
| Date | Apr 11, 2023 |
| Book Page | 5738/973 |
| Instrument | 2023027041 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 21, 2021 |
| Property Address | 301 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7592 |
| Document Number | 0052710613 |
| Book / Page | 5271 / 613 |
| Map Reference | MB 96 PG 81 |
| Instrument Date | May 20, 2021 |
| Instrument | 2021057418 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 28, 2022 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,668.40 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 301 SILVER REEF LN, ST AUGUSTINE, FL 32095-7592 |
| Document Number | 0052710617 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 5271/617 |
| Instrument | 2021057419 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33172 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $405,752 (+2.7%) | $439,775 (+0.7%) Land $110,000 Building $329,775 | |
| 2025 | $6,699.00 (+9.1%) Homeowner's exemption | $395,085 (+5.99%) | $436,711 (+17.15%) Land $105,000 Building $331,711 |
| 2024 | $6,140.00 (+0.87%) | ||
| 2023 | $6,087.00 (+1.6%) Homeowner's exemption | $372,767 (+2.43%) | $372,767 (+2.43%) Land $95,000 Building $277,767 |
| 2022 | $5,991.00 Homeowner's exemption | $363,909 | $363,909 Land $84,000 Building $279,909 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Moderate above 57% of the US · above 29% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 877 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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