345 Silver Reef Ln, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 345 Silver Reef Ln, Saint Augustine, FL 32095 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2021
Square Footage	2,269 sqft Living Area
Lot Size	11,325 sqft (0.26 acres)
Occupancy	Owner Occupied
Last Sale	$520,000 (2025)
Tax Bill	$7,782.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`023713-4580`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Building Area	2,269 sqft Living Area
Gross Area	3,108 sqft Gross Area
1st Floor	2,269 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	11,325 sqft (0.26 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	619 sqft Garage
Porch Area	220 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	345 SILVER REEF LN
City	SAINT AUGUSTINE
State	FL
Zip	32095-7592
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	96/81-95 CREEKSIDE AT TWIN CREEKS PHASE 2B LOT 458 OR6117/365
Legal Range	28E
Legal Township	05S
Legal Section	14
Legal Subdivision	CREEKSIDE AT TWIN CREEKS PHASE 2B
Legal Phase	2B
Legal Block	1
Legal Lot Number	458
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	2
Census Block	2072
Census Tract	20904

Owner

Source: St. Johns County records · APN 023713-4580

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	345 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7592
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 21, 2025 · Amount on Record
Deed Sale	Mar 21, 2025 · Amount on Record
Prior Sale	Apr 26, 2021 · Amount on Record
Deed Doc Number	202522006
Deed Book / Page	6117 / 365
Record Refreshed	Jun 08, 2026

April 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 26, 2021
Property Address	345 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7592
Document Number	0052470659
Book / Page	5247 / 659
Map Reference	MB 96 PG 81
Instrument Date	Apr 23, 2021
Instrument	2021046090
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 28, 2022
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,593.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 SILVER REEF LN, ST AUGUSTINE, FL 32095-7592

Mortgage

Document Number	0005247663
Date	Apr 26, 2021
Instrument	5247/663

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$439,775 (+0.7%) Land $110,000 Building $329,775	$439,775 (+0.7%) Land $110,000 Building $329,775
2025	$7,782.00 (+8.58%)	$436,711 (+17.15%)	$436,711 (+17.15%) Land $105,000 Building $331,711
2024	$7,167.00 (+8.82%)
2023	$6,586.00 (+1.42%)	$372,767 (+2.43%)	$372,767 (+2.43%) Land $95,000 Building $277,767
2022	$6,494.00	$363,909	$363,909 Land $84,000 Building $279,909

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 29% of Florida
Wildfire Likelihood	About 1 in 877 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.