337 Sand Pine Trl, Winter Haven, FL 33880 Property Records

Polk County property record for 337 Sand Pine Trl, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,355 sqft · built 1984
Lot Size	0.224 acres (9,749 sqft)
Owner	2 Individual Names on Record
Last Sale	$43,832 (Aug 2021)
Tax Bill	$1,406 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-26-354720-005171`

Property Details

APN / Parcel Number

Primary APN	`25-28-26-354720-005171`
Alternative APNs	`262825354720005171` `62825000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,355 sqft Living Area
Gross Area	1,670 sqft
1st Floor Area	1,355 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	9,749 sqft (0.224 acres)
Lot Dimensions	125 ft deep x 78 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	315 sqft
Porch	Unfinished Open Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	337 SAND PINE TRL
City	WINTER HAVEN
State	FL
Zip	33880-1181
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKE THOMAS ESTATES UNIT 2 PB 60 PG 5 BLOCK 5 LOT 17 LESS S 2 FT
Legal Range	25E
Legal Township	28S
Legal Section	26
Legal Subdivision	LAKE THOMAS ESTATES UNIT 2
Legal Tract	354720
Legal Block	5
Legal Lot Number	17
Legal Unit	2
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1010
Census Tract	14703

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	337 SAND PINE TRL, WINTER HAVEN, FL 33880-1181
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 30, 2021	Quit Claim Deed, Transfer · VA Mortgage UNITED TRUST BANK
Aug 13, 2020	Quit Claim Deed, Transfer · VA Mortgage VILLAGE CAP & INVS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2021 · Amount on Record
Deed Sale	Aug 30, 2021 · Amount on Record
Prior Sale	Aug 13, 2020
Deed Document Number	2021226275
Deed Book / Page	11869 / 1864
Prior Transfer Date	Aug 16, 2021
Prior Transfer Doc	0000226275
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	337 SAND PINE TRL, WINTER HAVEN, FL 33880-1181
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	337 SAND PINE TRL, WINTER HAVEN, FL 33880-1181

Mortgage

Document Number	0000284028
Date	Oct 28, 2022
Book Page	12465/1316
Instrument	2022284028

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Aug 30, 2021
Property Address	337 SAND PINE TRL, WINTER HAVEN, FL 33880-1181
Document Number	0000226275
Book / Page	11869 / 1864
Map Reference	MB 60 PG 5
Instrument Date	Aug 16, 2021
Instrument	2021226275
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$307.30
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	337 SAND PINE TRL, WINTER HAVEN, FL 33880-1181

Mortgage

Document Number	0118691868
Date	Aug 30, 2021
Instrument	11869/1868

Lender

Name	UNITED TRUST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Aug 13, 2020
Property Address	337 SAND PINE TRL, WINTER HAVEN, FL 33880-1181
Document Number	0113340259
Book / Page	011334 / 000259
Instrument Date	Jul 23, 2020
Instrument	164443
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	MILESTONE SETTLEMENT LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	337 SAND PINE TRL WINTER HAVEN FL 338801181, WINTER HAVEN, FL 33880-1181

Mortgage

Document Number	113340262
Date	Aug 13, 2020
Book Page	011334/000262
Instrument	164444

Lender

Name	VILLAGE CAP & INVS
Type	Funding / Finance Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,990 (+2.7%)	$203,380 (-1.74%) Land $31,000 Building $172,380
2025	$1,406.00 (-31.01%) Homeowner's exemption	$148,968 (+5.99%)	$206,984 (+5.7%) Land $31,000 Building $175,984
2024	$2,038.00 (+8.75%)
2023	$1,874.00 (+45.72%) Homeowner's exemption	$140,553 (+3%)	$195,819 (+22.06%) Land $30,000 Building $165,819
2022	$1,286.00 Homeowner's exemption	$136,459	$160,424 Land $25,000 Building $135,424

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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