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342 Rose St, Umatilla, FL 32784 Property Records

Lake County property record for 342 Rose St, Umatilla, FL 32784

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,650 sqft · built 2003
Lot Size0.566 acres (24,640 sqft)
Owner2 Individual Names on Record
Last Sale$330,000 (Mar 2025)
Tax Bill$1,666 (2024)
Deeds & MortgagesSep 2025 Mortgage
Mar 2025 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN13-18-26-0004-000-06501

Property Details

APN / Parcel Number

Primary APN13-18-26-0004-000-06501
Alternative APNs
  • 13-18-26-2400-00B-00101
  • 261813240000B00101
  • 2592583

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,650 sqft Living Area
1st Floor Area1,578 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area24,640 sqft (0.566 acres)
Lot Dimensions185 ft deep x 91 ft wide

Exterior Amenities

PorchFlorida Room
Porch Area132 sqft
Deck AreaDeck Area
Patio Area56 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number2592583
Street Address342 ROSE ST
CityUMATILLA
StateFL
Zip32784-8636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12
Legal DescriptionUMATILLA PALM COURT PB 5 PG 37 LOTS 1 2 3 BLK B AND FROM THE EAST 1/4 CORNER OF SECTION 13 TOWNSHIP 18 SOUTH RANGE 26 EAST RUN SOUTH 89-23-30 WEST ALONG SOUTH RIGHT OF WAY OF ROSE STREET 193.7 FEET TO THE WEST LINE OF ORANGE COURT SUB CONTINUE SOUTH
Legal Range26E
Legal Township18S
Legal Section13
Legal Quarter4
Legal SubdivisionPALM COURT
Legal Tract0004
Legal BlockB
Legal Lot Number1
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group1
Census Block1064
Census Tract30109

Owner

Source: Lake County records, as of April 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address342 ROSE ST, UMATILLA, FL 32784-8636
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2025Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK
Mar 5, 2025Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC
Nov 26, 2019Warranty Deed, Transfer · FHA Mortgage
MORTGAGE FINANCIAL GROUP INC
Jul 31, 2019Grant Deed, Transfer
PREMIUM TITLE SERVICES FL INC, PREMIUM TITLE SVCS FL INC
Mar 21, 2018Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 5, 2025 · Amount on Record
Deed SaleMar 5, 2025 · Amount on Record
Prior SaleNov 26, 2019 · Amount on Record
Deed Document Number202526815
Deed Book / Page6486 / 291
Prior Transfer DateMay 20, 2005
Prior Transfer Doc0000122400
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address342 ROSE ST, UMATILLA, FL 32784-8636
Transaction TypeMortgage
Record UpdatedDec 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address342 ROSE ST, UMATILLA, FL 32784-8636

Mortgage

Document Number0065991426
DateSep 18, 2025
Book Page6599/1426
Instrument2025115860
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2040

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateMar 5, 2025
Property Address342 ROSE ST, UMATILLA, FL 32784-8636
Document Number0064860291
Book / Page6486 / 291
Instrument DateFeb 28, 2025
Instrument2025026815
Transaction TypeTransfer
Record UpdatedDec 16, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,310.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address342 ROSE ST, UMATILLA, FL 32784-8636

Transferred To (Grantee/Buyer)

NameVerified Name
Address342 ROSE ST, UMATILLA, FL 32784-8636

Mortgage

Document Number0006486293
DateMar 5, 2025
Instrument6486/293
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2055

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateNov 26, 2019
Property Address342 ROSE ST, UMATILLA, FL 32784-8636
Document Number0053801161
Book / Page5380 / 1161
Map ReferenceMB 5 PG 37
Instrument DateNov 13, 2019
Instrument2019134477
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,399.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1 EQUITY WAY, 1, WESTLAKE, OH 44145-1050

Transferred To (Grantee/Buyer)

NameVerified Name
Address342 ROSE ST, UMATILLA, FL 32784-8636

Mortgage

Document Number0053801165
DateNov 26, 2019
Instrument5380/1165
Lender
NameMORTGAGE FINANCIAL GROUP INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE FL
Recording DateJul 31, 2019
Property Address342 ROSE ST, UMATILLA, FL 32784-8636
Document Number0053181275
Book / Page005318 / 001275
Instrument DateJul 24, 2019
Instrument85645
Transaction TypeTransfer
Record UpdatedAug 14, 2019
Title CompanyPREMIUM TITLE SERVICES FL INC, PREMIUM TITLE SVCS FL INC

Transaction

AmountAmount Recorded
Tax$1,046.50
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40347 COUNTY ROAD 452 LEESBURG FL 347888326, LEESBURG, FL 34788-8326

March 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionLAKE FL
Recording DateMar 21, 2018
Property Address342 ROSE ST, UMATILLA, FL 32784-8636
Document Number0050830009
Book / Page005083 / 000009
Instrument DateMar 21, 2018
Instrument32348
Transaction TypeForeclosure
Record UpdatedApr 3, 2018

Transaction

Tax$0.00
Additional
  • Lis Pendens
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityUmatilla City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$261,533 (+83.07%) Land $99,300 Building $162,233$261,533 (-) Land $99,300 Building $162,233
2025$142,860 (+27.7%) Land $99,300 Building $43,560$261,533 (+44.43%) Land $99,300 Building $162,233
2024$1,666.00 (+4.71%)
2023$1,591.00 (+7.21%) Homeowner's exemption$111,870 (+2.99%)$181,083 (-) Land $24,573 Building $156,510
2022$1,484.00 Homeowner's exemption$108,620$181,083 Land $24,573 Building $156,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUMATILLA WATER WORKS (2 WPS)
serves 3,948 people · EPA ID FL3351402
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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