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290 Rose St, Umatilla, FL 32784 Property Records

Lake County property record for 290 Rose St, Umatilla, FL 32784

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,376 sqft · built 1979
Lot Size0.396 acres (17,228 sqft)
OwnerIndividual Name on File
Last Sale$76,000 (Mar 2016)
Tax Bill$1,126 (2024)
Deeds & MortgagesOct 2023 Mortgage
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN13-18-26-2400-00A-00100

Property Details

APN / Parcel Number

Primary APN13-18-26-2400-00A-00100
Alternative APNs
  • 261813240000A00100
  • 1201802

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,376 sqft Living Area
1st Floor Area1,176 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2021
Exterior MaterialConcrete Block
Construction TypeFrame
Roof MaterialAsphalt
Lot Area17,228 sqft (0.396 acres)
Lot Dimensions96 ft deep x 100 ft wide
Garage TypeCarport
Garage Area252 sqft
CarportCarport
Carport Area252 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area480 sqft
PorchFlorida Room
Porch Area254 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account Number1201802
Street Address290 ROSE ST
CityUMATILLA
StateFL
Zip32784-8990
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12
Legal DescriptionUMATILLA PALM COURT LOTS 1 2 3 4 5 6 7 BLK A PB 5 PG 37 ORB 4751 PG 1775 ORB 6231 PG 1124
Legal Range26E
Legal Township18S
Legal Section13
Legal SubdivisionPALM COURT
Legal Tract2400
Legal BlockA
Legal Lot Number1
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group1
Census Block1064
Census Tract30109

Owner

290 Rose St is owned and occupied by an individual who acquired it in October 2023.

Source: Lake County records, as of November 26, 2025

Owner of RecordIndividual Name on File
Mailing Address290 ROSE ST, UMATILLA, FL 32784-8990
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
ADDITION FINANCIAL CU
Feb 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
ADDITION FIN'L CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 11, 2016 · Amount on File
Deed SaleMar 11, 2016 · Amount on File
Prior SaleDec 11, 2015 · Amount on File
Deed Document Number201625531
Deed Book / Page4751 / 1775
Last Transfer DateOct 17, 2023
Transfer Doc0062311124
Record UpdatedJun 8, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE FL
Recording DateOct 24, 2023
Property Address290 ROSE ST, UMATILLA, FL 32784-8990
Document Number0062311124
Book / Page6231 / 1124
Map ReferenceMB 5 PG 37
Instrument DateOct 17, 2023
Instrument2023130657
Transaction TypeTransfer
Record UpdatedNov 7, 2023
Title CompanyPRIMERA TITLE LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address290 ROSE ST, UMATILLA, FL 32784-8990

Mortgage

Document Number0062311125
DateOct 24, 2023
Instrument6231/1125
Lender
NameADDITION FINANCIAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueOct 23, 2033

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address290 ROSE ST, UMATILLA, FL 32784-8990
Document Number0054282185
Instrument DateFeb 21, 2020
Transaction TypeMortgage
Record UpdatedMar 12, 2020
Title CompanyPRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address290 ROSE ST UMATILLA FL 327848990, UMATILLA, FL 32784-8990

Mortgage

Document Number0054282185
DateFeb 26, 2020
Book Page005428/002185
Instrument24509
Lender
NameADDITION FIN'L CU
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueFeb 25, 2030

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityUmatilla City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$92,990 (+2.9%)$220,504 (-) Land $90,000 Building $130,504
2025$90,370 Land $90,000 Building $370$220,504 Land $90,000 Building $130,504
2024$1,126.00 (+5.04%)
2023$1,072.00 (+10.63%) Homeowner's exemption$85,280 (+3%)$178,502 (+41.18%) Land $91,875 Building $86,627
2022$969.00 Homeowner's exemption$82,800$126,440 Land $39,813 Building $86,627

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 290 Rose St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 290 Rose St is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 63% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUMATILLA WATER WORKS (2 WPS)
serves 3,948 people · EPA ID FL3351402
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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