337 Rose St, Umatilla, FL 32784 Property Records

Lake County property record for 337 Rose St, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,470 sqft · built 1959
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (May 2024)
Tax Bill	$1,370 (2024)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-18-26-0001-000-04600`

Property Details

APN / Parcel Number

Primary APN	`13-18-26-0001-000-04600`
Alternative APNs	`261813000100004600` `1782309`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,470 sqft Living Area
Gross Area	1,815 sqft
1st Floor Area	1,470 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2016
Exterior Material	Concrete Block
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	100 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	345 sqft
Parking Spaces	1 Parking Space
Porch	Screened/Unfinished Porch
Porch Area	274 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1782309
Street Address	337 ROSE ST
City	UMATILLA
State	FL
Zip	32784-8637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	BEG 430 FT W OF SE COR OF GOV LOT 2 FOR POB RUN W 90 FT N 200 FT E 90 FT S 200 FT TO POB--LESS ST-- ORB 6336 PG 1895
Legal Range	26E
Legal Township	18S
Legal Section	13
Legal Quarter	1
Legal Subdivision	ACREAGE & UNREC
Legal Tract	0001
Legal Lot Number	2
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1078
Census Tract	30109

Owner

337 Rose St is owned and occupied by two individuals who bought it in May 2024.

Source: Lake County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	926 PLYMOUTH SORRENTO RD, APOPKA, FL 32712-5815
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2024 · Amount on File
Deed Sale	May 21, 2024 · Amount on File
Prior Sale	Mar 2, 2015 · Amount on File
Deed Document Number	202460029
Deed Book / Page	6336 / 1895
Prior Transfer Date	Sep 23, 2021
Prior Transfer Doc	0058110475
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Oct 7, 2021
Property Address	337 ROSE ST, UMATILLA, FL 32784-8637
Document Number	0058110475
Book / Page	5811 / 475
Instrument Date	Sep 23, 2021
Instrument	2021139201
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	APPLE TITLE LIMITED, APPLE TITLE LTD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	337 ROSE ST, UMATILLA, FL 32784-8637

Mortgage

Document Number	0005811477
Date	Oct 7, 2021
Instrument	5811/477

Lender

Name	UNITED SOUTHERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Umatilla City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,146 (-0.02%) Land $72,500 Building $167,646	$240,146 (-0.02%) Land $72,500 Building $167,646
2025		$240,193 Land $72,500 Building $167,693	$240,193 Land $72,500 Building $167,693
2024	$1,370.00 (+4.9%)
2023	$1,306.00 (+8.65%) Homeowner's exemption	$97,280 (+3%)	$148,984 (+8.48%) Land $43,500 Building $105,484
2022	$1,202.00 Homeowner's exemption	$94,450	$137,337 Land $31,900 Building $105,437

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 337 Rose St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 337 Rose St is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20